Agency Acronyms
CFPB – Bureau of Consumer Financial Protection
FRB – Board of Governors of the Federal Reserve System
FDIC – Federal Deposit Insurance Corporation
OCC – Office of the Comptroller of the Currency
FinCEN – Financial Crimes Enforcement Network
NCUA – National Credit Union Administration
FEMA – Federal Emergency Management Agency
Why Comment Letters Matter
Comment letters are an excellent opportunity for the banking industry to inform the federal agencies about the impact of rulemaking, and provide examples. It is crucial that WBA represent the best interests of members at the federal level, whether that means pointing out potentially onerous, unfair, or burdensome rules, suggesting tweaks or improvements, or expressing satisfaction when positive changes are being implemented. The goal is to advocate on behalf of members by conveying information in an impactful, yet concise manner.
Fiscal Year 2025–26 Comment Letters
- CFPB Interim Final Rule Rescinding COVID-19 Loss Mitigation (June 16, 2025)
- Letter to OCC opposing CSBS request to rescind preemption standards (June 19, 2025)
- Treasury Request for Information Regarding Modernizing Payments (June 30, 2025)
- Letter to Vice Chair Bowman re: threshold increases (July 14, 2025)
- CFPB 1071 Extension of Compliance Dates (July 18, 2025)
- Interagency Proposed CRA Rule (Aug 18, 2025)
- FDIC Proposal Regarding Branch Relocation (Sept 16, 2025)
- FDIC Notice on Guidelines for Appeals (Sept 16, 2025)
- Interagency Request for Information on Payments Fraud (Sept 18, 2025)
- FDIC Proposed Regulatory Thresholds (Sept 26, 2025)
- FDIC Part 328 Amendments (Oct 20, 2025)
- Personal Financial Data Rights Section 1033 (Oct 21, 2025)
- EGRPRA Part Four (Oct 23, 2025)
- GENIUS Act Implementation (Nov 4, 2025)
- Section 1071 Revisions (Dec 15, 2025)
- CBLR (Jan 30, 2026)
- Streamlining the Call Report (Jan 30, 2026)
- Fed Payment Account Prototype (Feb 6, 2026)
Looking for more? For past comment letters beyond those posted above, please contact WBA Legal at wbalegal@wisbank.com or 608-441-1200.
