Advocacy efforts by the WBA, ABA, ICBA and other state banking associations led the Federal Housing Finance Agency to announce it will drop a proposed question from the Uniform Residential Loan Application (URLA) that asks borrowers to indicate their language preference. WBA highlighted many concerns with the language-preference proposal, which would create consumer expectations that can’t be met, provide an inferior means of obtaining desired data, and detract from more promising approaches to addressing the needs of borrowers with limited English proficiency, or LEP. While the question will be left off of the URLA, the FHFA said that it will take steps to begin gathering data on customer language preferences through other channels.