As part of WBA’s ongoing advocacy efforts to facilitate discussions between the banking industry and regulatory agencies, a meeting was held last Friday with a small group of bankers and staff from WBA and FDIC. Among the topics discussed were HMDA, CRA, CECL, CDD/Beneficial Owner rule, liquidity and funding pressures, and the examination process. In attendance were Deputy Regional Director Teresa Sabanty; Deputy Regional Director Chris Newbury; Cynthia Erdman, Partnership Bank, Tomah; Bill McDonald, Greenwoods State Bank, Lake Mills; Mark Meloy, First Business Bank, Madison; Terry Lardinois, Greenleaf Wayside Bank; Dan Ravenscroft, Royal Bank, Elroy; and Jeff Schmid, Fox River State Bank, Burlington. Also present were WBA’s Rose Oswald Poels, Daryll Lund, and Kris Cleven.