Federal agencies have recently rolled out a series of efforts aimed at collaborating more on fintech regulation, but one key question remains: who is taking the lead?

At least three agencies have made a claim on the fintech sector, with two doing so just in the past week. A fourth agency is potentially waiting in the wings.

The Office of the Comptroller of the Currency announced last week that it would create a federal special-purpose bank charter for fintechs. But just a week later, the Consumer Financial Protection Bureau announced it was forming a global network of regulators to help guide fintech firms.

That has left the industry wondering which agency, if any, is in charge of federal fintech policy.

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