WBA voiced concerns about OCC, FRB, and FDIC’s jointly proposed rulemaking for reducing the Call Report for banks under $5 billion in assets, indicating the proposal fell far short of Congress’s intent regarding Section 205 of the Economic Growth, Regulatory Relief, and Consumer Protection act (EGRRCPA). Section 205 allows reduced reporting on Call Reports filed for the first and third calendar quarters for institutions with less than $5 billion in total assets that meet other criteria. WBA argued the Agencies should provide a simple, easy to complete, and minimally burdensome Short Form Call Report and, for institutions with assets of $1 billion or more, but less than $5 billion, should not include additional questions about consumer deposit accounts in the first and third quarters.