People are after your money via the internet. Some $2.7 billion in online theft and fraud was reported to the FBI last year alone.

If you’re among the millions affected by one of the many data breaches reported each year, someone may already have the information needed to open an account in your name or access an existing one. If they don’t have it, they’re going to be trying to get it.

A favorite way for hackers is to contact you, pretending to be your bank. 

If you receive a phone call from your bank, or someone saying they’re from your bank, don’t give any sensitive information.

“People really should politely just hang up and actually look up a number from either the back of your card or a bank statement or whatever,” says Rose Oswald Poels, President/CEO for the Wisconsin Bankers Association. “And call the actual bank yourself.”

Read more in Bankrate.