State Bank Financial has an excellent career opportunity for a detail-oriented banking professional who has an eye for detail and a keen interest in regulatory compliance! Our compliance officer is responsible for ensuring compliance with all bank policies, procedures, and laws, as well as state and federal regulations. This person will provide resources, assistance, training, or other support for bank staff to assure compliance with applicable laws and regulations. Additionally, they will participate in the development of bank products and services to ensure products are compliant, will interact with all management and personnel, and serve as one of the main focal points for all regulatory federal and state exams. Essential Job Functions 1. Serves as Chair of the Compliance Committee and prepares meeting minutes documenting decisions and activities and reports to the Audit & Compliance Committee. 2. Assists the internal auditor with preparing audit committee agenda and organizing committee packet for quarterly meetings. 3. Completes bank risk assessment for Identity Theft Red Flags and Compliance Risk Assessment. 4. Compiles data, reports and uploads documentation to Internal Auditor as needed for lending and deposit audits. 5. Reports the results of Loan Reviews, Compliance Reviews, and Risk Assessments to the Director’s Audit & Compliance Committee/Board of Directors as required. 6. Evaluates bank compliance policies/procedures and ensures they are accurate, current and in compliance with federal and state regulations. 7. Conducts research, implements, and keeps management and bank associates informed of new and amended regulatory requirements. Assists departments in implementing processes necessary to comply with the regulation. 8. Assists and coordinates the administration of state and federal regulatory examinations. Uploads information to portal and provides supporting documentation addressing any matters requiring attention. 9. Assigns and maintains ABA Online Compliance Training program for all associates. 10. Reviews all marketing material and advertisements for compliance including the bank’s website, social media, image ads, bank products and services and creates required disclaimers. Completes appropriate compliance checklist. 11. Provides oversight of the Customer Complaint Program. Updates and provides status of complaints and resolutions to management. 12. Completes continuing education requirements to maintain certification as a Community Bank Compliance Officer. 13. Interprets and disseminates information on regulatory/compliance matters. 14. Serves as an internal resource for associates to answer compliance and underwriting questions. 15. Conducts periodic reviews of consumer, real estate, and business banking loan files to identify compliance issues with various laws, regulations, policies, and procedures. Prepares and distributes detailed reports of findings. 16. Performs Compliance Monitoring Reviews to determine if procedures are adhered to and are compliant with the regulatory requirements. 17. Responsible for maintaining and updating regulatory signage for all branch locations. 18. Maintains professional alliances with industry organizations to keep abreast of new and amended regulatory compliance measures, as well as to further professional development. 19. Registers new associates and maintains annual renewals for Mortgage Loan Originators registered with the Nationwide Mortgage Licensing System. 20. Serves on committees as needed. Qualifications 1. Bachelor’s degree in business administration or related field or equivalent education and/or experience during which compliance, operations, and/or underwriting knowledge has been acquired. 2. Interpret regulations and laws and disseminate information. 3. Excellent verbal communication skills for interacting professionally with and relating to other associates, regulators, and Board of Directors. 4. Experience working with consumer, commercial, and mortgage loans. 5. Ability to maintain the integrity of highly confidential customer and bank information. 6. Ability to collaborate and build partnerships with multiple business lines with the bank. 7. Courteous and professional customer service attitude. 8. Basic mathematical skills. 9. Strong computer skills; technical ability to input and retrieve computerized information. 10. Ability to deal effectively with time pressures and stress that can change hourly depending on level of activity. Requires ability to organize, prioritize and meet deadlines. 11. Effective problem-solving skills, strong research skills and sound decision making skills. 12. A self-starter and independent thinker. State Bank Financial offers a competitive total compensation package. We are a locally owned community bank that has been doing business for 165 years! Please contact Sue Horne, Human Resources, at sueh@statebankfinancial.com with questions or visit our website to apply: statebankfinancial.bank/about-us/careers.html

Unity Bank is seeking a qualified chief information officer! Culture Vision Statement: Unity Bank strives to be an innovative bank that exceeds service excellence standards. Our culture is a caring collaborative environment where our communities and our employees matter to each of us. Those employees that are proactive, adaptable to change, and creative will be attracted to our growing organization. General Summary: Responsible for demonstrating service excellence in accordance with Unity’s Vision and Mission statements:

• Our mission is to help people achieve their dreams
• Our vision: Be the bank that connects people: employees, customers, community
• Our core values: respect, honesty & integrity, satisfaction, and enjoyment

The chief information officer is responsible for all the information technology and information security needs of the bank and provides leadership for internal information process flow of the bank. This position reports directly to the bank president. This is accomplished by providing & overseeing technology services to all customers, employees, and regulatory agencies in accordance with the policies and practices of the bank. This role is responsible for assisting in executing the overall bank’s strategies, objectives, and business plans. This would include building the bank’s high touch position within the marketplace. Principal Responsibilities & Duties: Responsible for leading the process of innovation and change management in Unity Bank, overseeing all aspects of the information security program and managing the information technology needs. Responsible for achievement of outcomes, activities, and behaviors as determined on an ongoing basis.

• Provides leadership, vision, and direction to the organization
• Manages the updating and implementation of information security policy, procedures, standards and guidelines to ensure information assets and supporting technologies are secure and protected appropriately
• Makes recommendations for improvements and implement corrective measures to ensure compliance
• Coordinates the development and delivery of education and training programs on information security and privacy matters for employees and customers
• Maintains the incident response plan and reporting process to address security breaches and respond to alleged policy violations or complaints
• Maintains and revises as needed vendor management policies, procedures, and forms
• Chairs the IT Steering Committee
• Provides leadership, develops and oversees department talent acquisition, career development, succession planning, retention, training, and leadership development
• Assists in developing a sound plan of IT design and succession that corresponds to the strategy and objectives of the bank
• Works collaboratively with the Executive Team and/or President to develop a three-year IT Strategy for the bank
• Develops, prioritizes, and leads strategic IT and operational planning to enable the banks vision, goals, and objectives
• Manages, supervises, and makes assignments for the day-to-day operations of the Information Technology (IT) department
• Establishes and maintains people and technology performance standards, conducts reviews, enables training, and development opportunities
• Develops and maintains annual budgets, plans, operating polices
• Directs the testing and develops procedures for disaster recovery that enables business continuity
• Provides leadership and coaching that results in the creation and maintenance of a culture of continuous improvement
• Implements a team-based problem-solving process and establish structure for communication of results
• Leads the identification of and then works to minimize process waste within the bank.

Education/Experience Required/Preferred:

• Bachelor’s degree required, or 10 to 15 years of related experience and/or training; or equivalent combination of education and experience
• MBA or MA preferred, but not required
• Banking industry experience preferred
• Familiarity with a wide range of technology applications relative to position

Working Conditions: Bank/office environment, secure, comfortable working conditions. Will be required to travel to visit branch offices as needed. Interested in applying? Contact UBHR@UnityBanking.com Unity Bank is an Equal Opportunity Employer

Badger Bank, an employee-owned community bank, is in search of a full-time compliance officer. This position's responsibilities include developing, administering, and monitoring programs for compliance with all applicable banking laws and regulations. Security functions are included in the responsibilities as well. The compliance officer works closely with senior management and the Board of Directors to achieve all compliance responsibilities of the bank. This position also informs and educates bank staff, management, and the Board of all regulatory compliance responsibilities; reviews internal bank policies and procedures for regulatory compliance; serves as the bank's liaison with federal and state regulators with respect to bank compliance; manages all regulatory compliance examinations; and serves as the Chairperson of the bank’s Compliance Committee. This position reports to the president of the bank. The qualified individual will have:

• A four-year college business related degree or practical experience
• A minimum of two years of bank compliance and/or audit experience is preferred
• Strong initiative and the ability to work independently
• The ability to work in a conscientious, consistent, and thorough manner
• Strong attention to detail

Badger Bank offers a competitive wage, health, and dental insurance with an HRA, 401K, ESOP, vacation, sick pay, and personal holidays. Contact Candy Allard at callard@badgerbank.bank to apply.

Badger Bank, an employee-owned community bank, is in search of a full-time Trust Administrator. This position provides prompt, efficient, and courteous service to customers, vendors, and co-workers while maintaining a timely and accurate work flow which includes but is not limited to: following policies and procedures, transaction processing, software management, problem resolution which may include research, answering questions, and cross-selling services. The individual will have the following abilities:

• An associate's degree in accounting, or equivalent experience
• Knowledge of computer data processing and software administration
• Advanced skills in Microsoft Word and Excel
• Balance multiple transactions and accounts
• Accurately input data
• Work independently without supervision
• Assume decision-making responsibilities with respect to classifying data
• Effectively manage multiple accounting systems
• Effectively correspond with and manage numerous securities, custodians, and vendors

Badger Bank offers a competitive wage, health and dental insurance with an HRA, 401K, ESOP, vacation, sick pay, and personal holidays. Apply now by emailing a copy of your resume and cover letter to Candy Allard at callard@badgerbank.bank.

Citizens State Bank of Loyal is seeking a qualified universal loan officer in Neillsville. The universal loan officer is responsible for:

• Evaluating, authorizing, and recommending approval of residential real estate, small-business, agricultural, and consumer loans
• Working with customers to identify their financial goals and to find ways of reaching those goals
• Advising borrowers on financial status and methods of payments
• Servicing and growing the loan portfolio through customer development efforts, while maintaining loyal customer relationships through outstanding customer service

Essential duties for this position include:

• Extending credit within the policies and guidelines set forth in the loan policy
• Ensuring that all loan decisions, actions and recommendations are based on an accurate and thorough understanding of each customer’s financial needs and conditions and comply with all laws, regulations and bank policy
• Meeting with applicants to obtain information for loan applications and to answer questions about the process
• Analyzing applicant’s financial status, credit, and property evaluations to determine feasibility of extending credit; reviews applications for verification and recommendation
• Making approval decision on loans and terms within established lending limits; refers loans outside of those limits to the loan committee for approval
• Positively represents the bank in the community; actively participates in worthwhile community activities; plays an appropriate leadership role in selected community organizations
• Making referrals to other areas of the bank for deposit and non-deposit products and services for new and prospective bank customers
• Proactively identifying and managing risk through careful review of customer financial statements, overdraft reports, past due loan reports and loan review reports. Recommends risk rating changes when analysis merits
• Reviewing loan agreements to ensure that they are complete and accurate according to policy
• Monitoring performance of loans extended to existing borrowers and their ability to repay; collects delinquencies and restructures loans as necessary
• Preparing presentations for existing and prospective clients

Secondary duties include:

• Participating in bank-wide committee and branch-level meetings when requested
• Assisting senior management in development of bank manuals and operational procedures in an effort to accomplish the bank’s strategic directives
• Keeping abreast of regulatory compliance and developments for assigned area and informs bank staff of same. Recommending procedural changes as needed to support prescribed requirements
• Maintaining educational and professional expertise through attendance at job-related seminars, conferences, and workshops
• Participating in bank community service and team building events
• Performing any and all other additional duties as may be assigned

Work Environment: The physical and work environment characteristics described in this job description are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations will be made to enable individuals with disabilities to perform the essential functions or as otherwise required by law. Employees needing reasonable accommodations should discuss the request with the employee’s supervisor or human resources. This work requires the occasional exertion of up to 10 pounds of forces; work requires sitting, frequently requires standing. Work has standard vision requirements. Work requires preparing and analyzing written or computer data and observing general surroundings and activities. Minimum Requirements:

• Must be a team player with excellent interpersonal skills, strong written and verbal communication skills, and proven customer service skills
• Must be flexible, highly organized, detail oriented, able to work under minimal supervision, stay poised under pressure, manage multiple tasks at one time, and interact with co-workers and the general public in a professional manner
• Must have good knowledge and understating of consumer and residential lending policies, procedures, practices, and documentation including accounting, financial statement, and cash flow analysis.
• Position requires a bachelors degree in finance, accounting, business administration, or related field or the equivalent in related work experience
• Three (3) years of progressively responsible work experience in a financial institution to include one (1) year of direct lending experience required

Acknowledgement: This job description is not intended and should not be construed to be an all-inclusive list of responsibilities, skills, efforts or working conditions associated with this position. While this job description is intended to be an accurate reflection of the job requirement, management reserves the right to modify, add or remove duties from particular jobs and to assign other duties as necessary. Apply: Email Jasmine Gross at jgross@csbloyal.com with an updated resume and cover letter.

The Peoples Community Bank is seeking an assistant vice president – location manager/personal banker at the Barneveld location. This position will grow market share through acquiring, building, and retaining consumer and business client relationships and manage staff. Essential Responsibilities:

• Monitor the growth of the location in the areas of core deposits, assets, and non-interest income.
• Develop relationships with clients, the public and the community in a manner that will promote the overall image and sales efforts of the bank.
• Actively participate in community events representing the bank in a positive professional manner.
• Have a complete understanding of all deposit products, including IRAs, and services in order to identify customer needs and expand relationships.
• Effectively use sales skills to offer additional services to customers and recognize referral opportunities to other departments.
• Consistently ensure the delivery of quality customer service through staff selection, development, supervision and coaching.

Education, experience, skills required:

• A BS Degree in Business Administration, Marketing, or related fields or comparable bank employment experience.
• Five years minimum experience serving customers in a financial institution setting.
• Availability to work additional hours to meet the needs of customer demands.
• Willingness to participate in community functions and represent the organization in a professional positive manner.

Benefits include health, dental, vision insurance, paid time off, 401k match. Starting wage is dependent on experience. To apply: Interested persons should submit a resume and cover letter explaining their qualifications to Quinn Christensen, CIO (qchristensen@thepcb.bank). A copy of the full job description is available upon request. The Peoples Community Bank is an Equal Opportunity Employer.

Johnson Financial Group Inc. is seeking a commercial banking relationship manager (RM) that develops revenue growth by generating, managing, and growing quality, profitable commercial loans, deposits, and fee-based relationships. In this role, the individual will take over an existing client base and proactively consult with current and prospective clients to develop quality solutions that meet all their financial service needs. Responsibilities include:

• Market JFG as the “First Choice” provider of financial products and services; actively prospect to identify and analyze needs and recommend structured solutions; serve as a cross-sale point of contact for treasury management, wealth management, equipment finance, and insurance products and services.
• Develop terms and conditions in accordance with JFG loan policy that protects JFG during an economic or industry downturn, management disruption, and/or operating shortfall. Perform timely analysis of client financial statements to determine appropriate credit capacity, leverage, and cash flows sufficient to repay debt obligations.
• Complete timely credit renewals, annual credit reviews, and collecting/reviewing financial statement requirements.
• Develop and deliver written loan/credit presentations including detailed financial analysis and recommendations for senior executives.

Experience for this position would prefer a bachelor's degree in finance or related field. 2+ years commercial banking experience; understanding of basic business financial statements; sales experience preferred; developing effective prospecting skills; skilled at client servicing and follow-through. Interested in applying? Please contact Nikki Redmond at nredmond@johnsonfinancialgroup.com to learn more.