John M. Floyd & Associates
For more than 38 years, JMFA has provided consulting services and programs to community banks, helping them improve their performance and profitability. JMFA OVERDRAFT PRIVILEGE® is a consumer-friendly service which builds sustainable revenue with a 100% compliance guarantee. JMFA CONTRACT OPTIMIZER offers banks the opportunity to get more out of their vendor contract negotiations and lower expenses. JMFA RECRUITMENT SERVICES finds the very best talent when you are looking to fill key positions for carrying out your vision. With a comprehensive consulting approach and programs that make a positive impact on your bottom line, JMFA has the right solutions to help community banks not only meet, but exceed their goals.