2025 HMDA Submission Due March 1, 2026: Updates, Challenges & Real-Life Examples
Your HMDA data tells your institution’s story — and regulators are listening. Join this comprehensive session to unpack the top challenges in the 2025 submission process, including mixed-use property rules, demographic data collection, and quality edits. Get step-by-step direction on using CFPB’s 2025 FIG and improving data integrity from collection through submission.
KEY WEBINAR TAKEAWAYS
- HMDA resources in CFPB’s 2025 FIG (Filing Instructions Guide)
- Analysis of confusing issues, such as dwelling definition, mixed-use property scenarios, and complex demographic information collection
- How to handle quality edits
- Clarifications for complicated data points
BONUS MATERIALS
- HMDA worksheets and flow chart for 2025 activity including updated resources from CFPB
- Lists of data fields for each data point
- Helpful HMDA compliance resources including checklists for submission and Fair Lending considerations
WEBINAR DETAILS
HMDA reporting continues to be a challenge for many financial institutions. Most importantly, this public data can be scrutinized for potential discriminatory practices that can challenge your financial institution’s reputation. Join this fast-paced webinar to learn about the top 10 issues for HMDA reporters and receive valuable tools to submit your 2025 HMDA data by March 1, 2026. The information will include citations, tips, and real-life examples. You’ll also learn important information that can cause reporting errors, including these top five issues:
- Secondary market reporting
- Dwelling definitions and mixed-use property scenarios
- Demographic information collection
- Reporting applications made in the commercial loan area
- Data integrity challenges and submission and resubmission
WHO SHOULD ATTEND?
- Loan operations personnel
- Loan Officers
- Loan Assistants
- Processors
- Compliance Officers
- Fair Lending Officers
- IT support staff
- Auditors
