This 16 week online course provides a practical introduction to financial statement analysis from the perspective of the commercial loan officer. Gain the skills needed to effectively assess the risks related to a customer—current and prospective—and evaluate possible sources of repayment for the loan.
- Analyze the financial data and evaluate the risks of different industries
- Describe the considerations a lender needs to take into account when using ratios to evaluate financial performance
- Explain the importance of cash flow and the various tools for cash flow analysis, such as the UCA Cash Flow Model and Global Cash Flow
- Describe the basic formats and analysis techniques for personal financial statements as well as tax returns
Commercial and/or business bankers and credit analysts. The recommended prerequisite course is General Accounting. This course requires proctored exams. Learn more about ABA facilitated online courses here.
The registration fee for WBA Members for this facilitated online course is $455/attendee. The required textbook for this course is Analyzing Financial Statements, 8th Edition. The textbook is available as an ebook or in printed form for $95 plus applicable taxes and/or shipping fees.
Click Register to register online in the ABA LMS site, with credit card payment required. To be invoiced by WBA, download and complete the WBA/ABA Facilitated Online Course order form.
ABA Professional Certifications: 45 CLBB
ABA Certificates: This course applies to the Certificate in Business and Commercial Lending.