Advanced Commercial Loan Documentation

$245 Tuesday, May 4, 2021 2:00 PM Register

Risky business? Commercial loans can be perilous if there is uncertainty regarding who owns, guarantees, and is authorized or required to sign which documents. These technicalities also draw examiner scrutiny. Is your shop in good shape?

Commercial loans don’t always follow the “normal” pattern. Each one is unique. These loans carry the most risk, the most technical requirements, and therefore receive the most examiner scrutiny. This session will venture beyond the basics and explain the protections and safeguards to put in place when drafting a loan. It will review the documentation for a commercial loan, including collateral security documents; address underwriting best practices; and explain how to avoid hazards. This must-attend webinar is for commercial lenders seeking more advanced training in this area.


  • Identify parties to the loan and know who needs to sign what  
  • Understand loan agreement covenants and when to consider more than the boilerplate covenants
  • Perfect a security interest and differentiate between different types of collateral (marketable securities, deposit accounts, life insurance policies, equipment and inventory, contracts or receivables, leases, etc.)
  • Review title insurance policies and be aware of certain endorsements and exceptions 
  • Explain subordination agreements, including when to get them, what is actually being subordinated, and when to ask for subordination of loans to shareholders 
  • Document commercial construction loans
  • Understand compliance requirements and commercial lending hot spots


  • Commercial loan documentation checklist
  • Commercial real estate documentation checklist
  • Employee training log 
  • Interactive quiz


This informative session is designed for commercial lenders, loan operations staff, loan review staff, and auditors.

ABOUT THE PRESENTER – Dawn Kincaid, Brode Consulting Services, Inc.

Dawn Kincaid began her banking career while attending The Ohio State University. She has over 20 years’ experience in client service, operations, information technology, administrative and board relations, marketing, and compliance. Most recently Dawn served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, conducted self-audits and risk assessments, and organized implementation of new products and services. Dawn has served in the roles of Compliance, BSA/AML, CRA, Privacy, and Security Officer. She has led training initiatives, prepared due diligence information, completed a variety of regulatory applications, coordinated internal and external audits and exams, and presented for numerous state associations.


  • Live Webinar - $245
  • Recorded Webinar and Digital Download - $245 plus tax
  • Live Webinar, Recorded Webinar and Digital Download - $320 plus tax

$245 Tuesday, May 4, 2021 2:00 PM Register