Assessing Environmental Risks in Commercial Real Estate Lending
Environmental due diligence is an important risk management tool in the underwriting and closing of commercial real estate loans. This webinar will cover the environmental aspects of the OCC’s risk management guidelines for commercial real estate lending as well as their practical implications for your bank.
What You’ll Learn
Key terminology
The Comprehensive Environmental Response, Compensation and Liability Act (CERCLA) and the local, state and federal power to regulate and enforce
Bank and customer site inspection questionnaires
Government records
Environmental Site Assessments (Phase I, II and III)
Transaction screening
Other appropriate inquiries
Interacting with Environmental Professionals
Impact of environmental contamination on values and borrower cash flow
Bank exposure as a lienholder on contaminated property
Key components of effective environmental risk management programs
Who Should Attend?
Commercial real estate lenders and credit officers, commercial lenders, credit analysts, loan review specialists, special assets officers, lending managers and support personnel, compliance officers and auditors.
Presenter
Robin Russell has practiced law for 30 years and is licensed in Texas, New York and Massachusetts. She is a fellow in the American College of Bankruptcy and of the American Law Institute. She combines a depth of experience in bankruptcy restructuring and litigation with financial transactions. She has represented corporate debtors, independent directors, liquidating trustees, bondholders, unsecured creditors’ committees, bank groups, private equity funds, landlords, trade creditors and bidders for estate assets in Chapter 11 and Chapter 7 bankruptcy proceedings. She has also represented banks, institutional lenders and corporate borrowers in commercial loan transactions and debt restructurings.
Robin is the principal author of Thomson Reuters’ Texas Practice Guides for both Creditors’ Rights and Financial Transactions and the Texas Bankers Association’s Texas Secured Lending Guide, Texas Problem Loan Guide, Texas Real Estate Lending Guide and Texas Account Documentation Guide. She is a frequent speaker on banking, bankruptcy and financial restructuring related topics and has served as a Chapter 7 Trustee. Robin received her LL.M. in Banking Law from Boston University and her J.D. from Baylor University where she was Editor-in-Chief of the Baylor Law Review and the highest ranking graduate in her class. She clerked for the Texas Supreme Court before beginning her legal career.
Registration Options
$279 Includes: Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts
Available Upgrades
12 Months OnDemand Playback + $110.00
12 Months OnDemand Playback + Digital Download + $140.00
Additional Live Access + $85.00 per person
