Back to Basics: The CARD Act

$265 Friday, May 21, 2021 10:00 AM Register

The Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009 added a number of disclosure, underwriting, and servicing requirements to Regulation Z specific to credit card accounts. Join Regulatory Compliance Counsel Michael Christians for this informative 90-minute session covering each of these requirements.

The CARD Act requires issuers to provide both application and solicitation disclosures as well as account opening disclosures. In addition, it requires issuers to consider a cardholder's ability to repay prior to opening a new credit card account. Finally, the CARD Act imposes a number of servicing requirements on credit card accounts, including periodic statements, error resolution procedures, limitation on penalty fees and rules related to over-the-limit transactions.

Covered Topics

  • Credit card disclosures
  • Underwriting requirements
  • Statement of Billing Rights
  • Change in Terms Notice
  • Rate Increases
  • Payment Requirements

Who Should Attend?

Any financial institution representative involved in the solicitation, approval, or servicing of a credit card account will benefit from attending this webinar.


As principal of Michael Christians Consulting, LLC, Michael assists financial institutions and organizations across the country with ensuring their compliance programs conform to Federal laws and regulations. He provides counsel relative to current rules, assists with the strategic implementation of upcoming regulatory changes, and offers customized education and training services. Michael has more than two decades of experience in the financial services industry with a primary focus on consumer compliance. He obtained his Juris Doctorate from Drake University Law School. He is a member of the Iowa State Bar where he is licensed to practice law.

Registration Options

  •  “Live” Web connection - $265
  •  6-month “OnDemand” website link only - $295
  •  CD-ROM and e-materials only - $345
  •  Live plus OnDemand website link - $365
  •  Premier Package:  Live, OnDemand link, and CD-ROM plus - $395

$265 Friday, May 21, 2021 10:00 AM Register