Call Report Series: Complex Call Report Lending Schedules
If your loan coding is even slightly off, your entire Call Report can unravel fast. Get it right from the start and avoid the errors regulators notice first. Walk away knowing exactly how to code, classify, and report complex lending data with confidence before small mistakes turn into big findings.
KEY WEBINAR TAKEAWAYS
- Tips and best practices for assigning Call Report codes at loan origination
- Owner-occupied vs. non-owner occupied commercial real estate and common loans that fall into each category
- Common mistakes in the reporting of non-accrual and past due loans in Schedule RC-N
- Recent changes to the reporting of loan modifications to borrowers experiencing financial difficulty
- Ensuring the consistency of loan codes and loan balances reported in Schedule RC-C and other loan-related schedules throughout the Call Report
BONUS MATERIALS
- PDF booklet of relevant accounting and regulatory guidance
WEBINAR DETAILS
Reporting accurate information on Schedule RC-C and other loan-related schedules is one of the biggest challenges in call reporting. Coding loans correctly at origination is crucial to ensuring loans are included in the correct Call Report categories. This session will highlight common mistakes in coding loans, including what constitutes a loan secured by real estate, and how to determine owner-occupied versus non-owner-occupied loans. Other call reporting challenges, including loans held for sale, loan modifications, and maturity and repricing data will be addressed. The reporting of past due and non-accrual information in Schedule RC-N and reporting allowance for credit loss activity on Schedules RI-B and RI-C will also be covered.
