Cash Flow Analysis Workshop – 4 Part Series

Cash Flow Analysis: A 4-Part Workshop Series is a comprehensive, hands-on series designed to help lenders and credit professionals move beyond surface-level analysis and confidently assess a borrower’s true repayment capacity. Through practical examples and structured exercises, participants will develop a deep understanding of how cash flows through a business and how industry and business risk elements affect management decisions, and operating performance.

Over four sessions, attendees will analyze historical financial performance using key ratios and link those results to management actions and strategic decisions. The workshop walks step-by-step through cash flow logic and construction, including evaluating sources and uses of cash, understanding the cash conversion cycle, and distinguishing between operating, investing, and financing cash flows. Participants will examine working capital components, explore borrowing needs driven by changes in the cash cycle, and see how financial ratios directly influence cash flow strength.

The series also provides practical instruction on building cash flow statements using balance sheets and income statements, comparing common cash flow methodologies such as UCA, indirect, free cash flow, global cash flow, and EBITDA. Participants will learn how to assess the sustainability and predictability of cash flows, apply appropriate covenants to protect repayment, and ultimately make sound credit decisions. The workshop concludes by helping attendees move beyond “elevator analysis” to produce stronger, more defensible credit write-ups grounded in cash flow reality.