Community Bankers for Compliance Program – Session II
Program Information
Wisconsin Bankers Association (WBA) is pleased to sponsor the annual Community Bankers for Compliance Program (CBC), one of the most successful and longest running compliance training programs in the country.
The CBC Program will provide your bank with up-to-date information on the ever-changing bank regulations, as well as guidance for structuring and maintaining your in-bank compliance program. In addition, it provides a forum where those responsible for regulatory compliance can discuss issues and exchange ideas with other community bankers.
Who Should Attend?
Compliance officers, lending management, lenders and processors, and any others with responsibilities for lending should attend. Additionally, audit personnel will find this session useful.
Session 2 Topics:
Second Quarter Presentation: Issues and Errors in the Loan Application Process
It seems as if we get questions almost daily regarding application related issues. We are going to address those questions. While we will cover relevant sections of the regulations as they relate to the question or topic involved, this session will not cover every nook and cranny of any regulation.
The vast majority of applications are straightforward – however certainly not all. We will attempt to address the anomalies which you inevitably will face in your bank.
Case studies and examples will be offered for your consideration, illustrating the points that are being covered. We will address issues such as:
“What do I do if the customer writes “divorced” next to their marital status?”
“I am not going to be able to approve or deny the application within 30 days. What do I do?”
“Can I order the title work for a mortgage now, even though they have not applied?”
For the answers to these questions – see you at the seminar.
As always, the subjects for the Regulatory Update will begin our day and will be determined by circumstances and releases from the various agencies.
Speaker
Sharon Bond CRCM, Consultant
Sharon Bond specializes in consumer compliance at Young & Associates. She leads compliance seminars, conducts compliance reviews for all areas of compliance, conducts in-house training, and writes compliance articles and training materials. With over 30 years of industry experience, she has a strong background in mortgage lending and federal consumer compliance laws and regulations. Sharon was an Associate National Bank Examiner with the Office of the Comptroller of the Currency (OCC) for five years. In addition to her Regulatory Compliance Manager (CRCM) designation, she holds the designation of the Six Sigma Qualtec Black Belt certifications.
Bank Member Registration:
CBC Program Members:
- $0 – CBC Program Members
- $150 – each additional representative (single session)
Individual CBC Seminar Session Fees:
- $375 – 1st representative (single session)
- $150 – each additional representative (single session)
Refund Policy: A refund, less a $25 administrative fee, is provided for cancellations requested on or before Thursday, April 20, 2023.
