Regulator Issues & Update for the Credit Analyst
This presentation will provide two general focal points. First, it will summarize regulator concerns as publicly disclosed by the Agencies leading up to the webinar date. Second, it will be centered on post-pandemic prudent underwriting practices, including forward-looking financial analysis and stress testing at both the portfolio level and for defined concentrations within the bank’s loan portfolio. The presentation will conclude with a general discussion of underwriting guidelines, including the dangers of using one-size-fits-all underwriting strategies.
Attendance certificate provided to self-report CE credits.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
Discuss post-pandemic credit considerations such as forward-looking credit analysis and reestablishing borrower payment ability as deferment periods end
Better understand regulator concerns regarding credit underwriting and portfolio management, including pre-pandemic concerns
Review your bank’s underwriting guidelines and processes for determining risks, including potential weaknesses in maintaining a one-size-fits-all underwriting strategy
Recognize the need for stress testing on both a transactional and a portfolio basis, including the identification of defined concentrations within the bank’s loan portfolio
WHO SHOULD ATTEND?
This informative session will benefit staff responsible for providing credit risk assessment or portfolio management. It will be meaningful for credit analysts, loan officers, senior credit administrators, and senior loan officers.
TAKE-AWAY TOOLKIT
List of regulatory guidance statements/publications regarding agency updates of credit-related issues in 2021
Employee training log
Interactive quiz
PRESENTER – Aaron Lewis, Young & Associates, Inc.
Aaron Lewis is a senior consultant at Young & Associates, Inc. With over 15 years in the banking industry, his expertise is now dedicated to the lending division of Young & Associates where he assists financial institutions with loan, ALLL, policy, and credit-process and compliance reviews. He also conducts seminars on credit risk and compliance.
Prior to joining Young & Associates, Aaron was the Vice President Credit Administrator of a community financial institution in southeast Michigan and managed all facets of the lending function, including originations, underwriting, ALLL analysis, servicing, and secondary market compliance. He holds a Bachelor’s in finance from Michigan State University and graduated from the Graduate School of Banking, University of Wisconsin.
REGISTRATION OPTIONS
Live Webinar Access – $245
On-Demand Access + Digital Download – $245
Both Live & On-Demand Access + Digital Download – $320
