GSB – Introduction to Commercial Lending
This webinar covers the basics of commercial lending and is a must for all new commercial lenders and/or those individuals who want to explore this vital discipline!
The session will begin with a brief overview of conventional commercial lending versus SBA lending. Additionally, the concept of credit scoring will be explored. Next, the program will cover underwriting a commercial loan including a brief review of financial statement analysis (with emphasis on various cash flow analyses). Additionally, a standard loan write-up or written presentation format will be displayed. Finally, the session will conclude by reviewing various related concepts including negotiating a commercial loan, sources of commercial financing, and a brief overview of various legal aspects of commercial lending.
Program objectives
- Define commercial lending
- Discuss conventional commercial lending versus SBA lending
- Explore credit scoring
- Cover underwriting a commercial loan including financial statement analysis (with emphasis on cash flow analyses)
- Analyze a standard loan write up
- Review negotiating commercial loans, sources of commercial financing, and legal aspects of commercial lending
Target Audience
Credit analysts, branch managers, assistant branch managers, private bankers, and business development officers.
Presenter
David Osburn, Osburn & Associates, LLC
Registration Option
Live presentation $330
Recording available through December 26, 2022
