GSB Loan Documentation: Understanding the Roles and Functions of Key Commercial Documents AT Closing

$275 Tuesday, August 11, 2020 1:00 PM Register

Presenter: Richard Hamm, Advantage Consulting and Training

Managing risk in commercial lending involves both thorough underwriting and solid documentation. Knowing the documents and how they protect the lender are an important part of the process. This program covers commercial loan documentation – both commercial and industrial (C&I) and commercial real estate (CRE) – at the second of two levels: At to closing.  (A companion program will cover the first level:  Prior to closing.)

Topics covered include:

  • Evidence of debt (promissory note)
  • Attaching and perfecting collateral liens
    • C&I: UCC financing statements
    • CRE: Mortgage or deed of trust, and assignment of rents and leases
  • Loan agreements and construction loan agreements
  • Personal guarantees
  • Subordination agreements, including CRE subordination, non-disturbance and attornment (SNDA) and estoppels
  • Intercreditor agreements

Target Audience: Consumer lenders, mortgage lenders, private bankers, small business lenders, commercial lenders, credit analysts and support staff that deal directly with commercial loans; loan review specialists, special assets officers, lending managers and credit officers indirectly involved in the commercial lending process, both C&I and CRE.

$275 Tuesday, August 11, 2020 1:00 PM Register