Webinar

Key Ratio Analysis: Calculating and Interpreting the Numbers Correctly

$265 Monday, April 12, 2021 1:30 PM Register

Attend this proactive webinar and learn a “five-step” analysis plan to calculate the key ratios covering liquidity, activity, leverage, operating performance, and cash flow analysis and correctly interpret the financial condition of the business client.

Upon completion of this seminar, the bank employee will also be able to better negotiate with their business clients as well as other financial professionals using the "five-step" analysis plan including liquidity, activity, leverage, operating performance, and cash flow analysis.

The session will also include a review of “spreading” a financial statement using Moody’s Lending Cloud software in order to better analyze the key ratios. This section will also include the bankruptcy (Z-score) predictor and sustainable growth models.

Two case analyses will be presented to illustrate the main concepts associated with key ratio analysis.

Note:  Please have a calculator or laptop (with Excel) available for use in the webinar.

Covered Topics

  • Utilize a “five-step” ratio analysis plan to calculate/interpret the key ratios
  • Discuss “negotiating” with other financial professionals using the ratios
  • Review the Z-score and sustainable growth models
  • Case analyses: Applying the concepts!

Who Should Attend?

Commercial lenders, credit analysts, loan documentation specialists, relationship managers, branch managers, private bankers, business development officers.

Presenter

David L. Osburn, MBA, CCRA, is the founder of Osburn & Associates, LLC, a Business Training & Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, credit managers, attorneys, and business owners.

His extensive professional background of over 30 years includes 20 years as a Business Trainer/ Contract CFO and 16 years as a bank commercial lender including the position of Vice President/Senior Banking Officer. Mr. Osburn has also been an adjunct college professor for over 30 years including College of Southern Nevada.

Registration Options

  •    Live Plus Five (days) - $265     
  •    OnDemand Recording - $295     
  •    CD-ROM - $345     
  •    Live Plus Six (months) - $365     
  •    Premier Package - $395

$265 Monday, April 12, 2021 1:30 PM Register