Legal Essentials for Lenders
This program covers important legal issues and concepts which must be understood and consistently applied to enforce the bank’s liens and other legal rights, avoid litigation, and better serve customers. The goal is to provide an opportunity to learn or confirm your understanding of a variety of legal issues lending personnel deal with daily.
What You’ll Learn
- Loan Documents as Contracts
- Purpose and Structure of Loan Agreements, Security Agreements, Borrowing Base Certificates and Other Loan Documents
- The rules of Offset/Setoff
- Course of Dealing: Defaults and Waivers
- Priority of Liens and Payment
- Due Authorization: Legal Entities & Signature Requirements
- UCC Filings: Best Practices and Common Errors
- Guaranties: Requirements, Rights and Risks
- How Your Rights Change in Bankruptcy: Special Issues for Banks
- Care and Keeping of Collateral in the Possession of the Bank
- Avoiding Conduct that Leads to Litigation
Who Should Attend
This program is designed for lenders, their support staff, and loan quality personnel at all levels.
Robin Russell has practiced law for 30 years and is licensed in Texas, New York, and Massachusetts. She is a fellow in the American College of Bankruptcy and of the American Law Institute. She combines a depth of experience in bankruptcy restructuring and litigation with financial transactions. She has represented corporate debtors, independent directors, liquidating trustees, bondholders, unsecured creditors’ committees, bank groups, private equity funds, landlords, trade creditors, and bidders for estate assets in Chapter 11 and Chapter 7 bankruptcy proceedings. She has also represented banks, institutional lenders, and corporate borrowers in commercial loan transactions, and debt restructurings.
Russell is the principal author of Thomson Reuters’ Texas Practice Guides for both Creditors’ Rights and Financial Transactions and the Texas Bankers Association’s Texas Secured Lending Guide, Texas Problem Loan Guide, Texas Real Estate Lending Guide, and Texas Account Documentation Guide. She is a frequent speaker on banking, bankruptcy, and financial restructuring-related topics and has served as a Chapter 7 Trustee. Russell received her LL.M. in Banking Law from Boston University and her J.D. from Baylor University where she was Editor-in-Chief of the Baylor Law Review and the highest-ranking graduate in her class. She clerked for the Texas Supreme Court before beginning her legal career.
Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts $279
- Available Upgrades:
- 12 Months OnDemand Playback + $110
- 12 Months OnDemand Playback + CD + $140
- Additional Live Access + $75 per person