Appraisals and evaluations continue to receive heightened regulator attention, including matters requiring attention (MRAs) and matters requiring board attention (MRBAs). Lenders often try to save time and money for the borrower and the financial institution. While these efforts are noble, it is critical that appraisal and evaluation processes and procedures comply with current regulations and guidance statements. Attend this webinar to gain a firm understanding of the real estate collateral valuation requirements imposed on financial institutions and appraisers. The focus will be on reviewing regulatory guidance and best practices for collateral valuations.
- Evaluation requirements and supporting documentation
- Required written policy and procedures
- Additional policy guidance
- Validation process requirements
- Appraisal value disputes
- Regulatory credit file requirements and recommendations
- Common examination findings
- Appraisal exemptions
- Renewal of an existing loan
- Proper use and documentation for “abundance of caution” exemption
- Collateral valuation guidance
- Commercial/business – purchase of an existing property
- Going-concern value
- CRE expected practices
- Appraisal FAQs
- Employee training log
- NEW – Interactive quiz
WHO SHOULD ATTEND?
The presentation will benefit loan committee members, business development personnel, lending officers, lending support staff, loan administrative staff, auditors, and loan reviewers.
PLEASE NOTE: The live webinar option allows you to have one internet connection (from a single computer terminal). You may have as many people as you like listen and watch from your office computer.
ABOUT THE PRESENTER – S. Wayne Linder, Young & Associates, Inc.
A thirty-year banking veteran, Wayne Linder was formerly the CEO of a community bank. As a Senior Consultant with Young & Associates, Wayne works as a lending and management consultant. He assists financial institutions under regulatory enforcement agreements, develops and implements written lending policies, and develops educational material for in-house lending training. Wayne is a popular seminar speaker with both national and international experience.