There are numerous compliance requirements when originating a consumer-purpose mortgage loan, and not all of them apply all the time. Most people think about Reg. Z, RESPA, and particularly the TRID requirements (TILA-RESPA Integrated Disclosures), but there are many more.
From ability-to-repay and Qualified Mortgage (QM) rules within Reg. Z, flood insurance and appraisal requirements, to fair lending, there is much to think about. As well, the application may be HMDA-reportable. And with some recent updates to some of these rules, things can get tricky. We’ll pay particular attention to these changes, so you don’t miss a beat.
How can you keep all the requirements straight in your head so you can be sure to not miss anything? In this two-part webinar, we’ll discuss all the relevant requirements and considerations in the origination process.
Reg. Z and RESPA, including TRID requirements
The LE and CD
Affiliated Business Arrangement disclosure
Special Information Booklet
Special Reg. Z requirements around ARMs
HPMLs
Section 32 loans
Rental property loans
ATR/QM rules
Mortgage Origination Compliance – Part 2
How can you keep all the requirements straight in your head so you can be sure to not miss anything? In this two-part webinar, we’ll discuss all the relevant requirements and considerations in the origination process.
Flood insurance requirements
Appraisal rules – when you have to get an appraisal and when you don’t
Fair lending considerations and Reg. B rules
HMDA reportability
FCRA considerations
Mortgage Origination Compliance – Part 3
How can you keep all the requirements straight in your head so you can be sure to not miss anything? In this two-part webinar, we’ll discuss all the relevant requirements and considerations in the origination process.
Flood insurance requirements
Appraisal rules – when you have to get an appraisal and when you don’t
Fair lending considerations and Reg. B rules
HMDA reportability
FCRA considerations
What You’ll Learn
Each webinar will offer best practices and techniques you can implement in your organization.
Who Should Attend
This session is ideal for anyone at the institution involved in the mortgage loan origination process, including loan officers, processors, loan secretaries, closing agents, compliance officers, counsel, management, and others.
We may request cookies to be set on your device. We use cookies to let us know when you visit our websites, how you interact with us, to enrich your user experience, and to customize your relationship with our website.
Click on the different category headings to find out more. You can also change some of your preferences. Note that blocking some types of cookies may impact your experience on our websites and the services we are able to offer.
Essential Website Cookies
These cookies are strictly necessary to provide you with services available through our website and to use some of its features.
Because these cookies are strictly necessary to deliver the website, refusing them will have impact how our site functions. You always can block or delete cookies by changing your browser settings and force blocking all cookies on this website. But this will always prompt you to accept/refuse cookies when revisiting our site.
We fully respect if you want to refuse cookies but to avoid asking you again and again kindly allow us to store a cookie for that. You are free to opt out any time or opt in for other cookies to get a better experience. If you refuse cookies we will remove all set cookies in our domain.
We provide you with a list of stored cookies on your computer in our domain so you can check what we stored. Due to security reasons we are not able to show or modify cookies from other domains. You can check these in your browser security settings.
Other external services
We also use different external services like Google Webfonts, Google Maps, and external Video providers. Since these providers may collect personal data like your IP address we allow you to block them here. Please be aware that this might heavily reduce the functionality and appearance of our site. Changes will take effect once you reload the page.
Google Webfont Settings:
Google Map Settings:
Google reCaptcha Settings:
Vimeo and Youtube video embeds:
Privacy Policy
You can read about our cookies and privacy settings in detail on our Privacy Policy Page.
