Navigating the Complex World of Commerical Loan Compliance
Are you ready to take your commercial lending skills to the next level? Join us where we’ll venture beyond the basics and reveal the secrets to putting the right protections and safeguards in place. Get ready to review the critical documentation for a commercial loan, including collateral security documents, and learn best practices for the underwriting process. Discover how to avoid the hazards and pitfalls of commercial lending. This is a must-attend webinar for the Commercial Lender seeking advanced training.
In this session, we will venture beyond the basics and provide a better understanding of protections and safeguards you need to put in place when drafting your loan. We will review the documentation for a commercial loan, including collateral security documents. We will discuss best practices for the underwriting process, as well as how to avoid a few of the hazards. This must-attend webinar is for the Commercial Lender who is seeking more advanced training in this area.
After This Webinar You’ll Be Able To:
- How to identify parties to the loan by understanding who owns, guarantees, and is authorized or required to sign which documents
- Understanding loan agreement covenants and when more than a boilerplate covenant should be considered
- How to perfect security interests
- How to review title insurance policies, including endorsements and exceptions to be aware of
- Details surrounding subordination agreements
- How to document commercial construction loans
- Understanding compliance requirements, with a special focus on hot spots concerning commercial lending
Webinar Details
Ultimate responsibility for your BSA program rests with the board. Since directors aren’t there to oversee the day-to-day operations, they must rely on the information provided by the BSA officer and management to make the strategic, risk-based decisions needed to maintain compliance and avoid costly incidents of fraud. What’s more, recent BSA enforcement actions have cited lack of board and management oversight as a significant violation.
BSA officer communication with the board starts with effective initial and ongoing training and continues with periodic reporting to keep directors informed on your BSA program and the ever-changing regulatory environment. This session will address appropriate training content, as well as the frequency and type of reporting most needed by the board. It will highlight the details that directors need most to support their decision-making and enhance their understanding of your institution’s BSA/AML risks. Learn current BSA hot buttons your board needs to understand to ensure your institution has implemented appropriate controls and dedicated resources to the areas of highest risk.
Who Should Attend?
This session is designed for commercial lenders, loan operations staff, loan review staff, and auditors.
Presenter Bio
Dawn Kincaid began her banking career while attending The Ohio State University. She has over 20 years’ experience in client service, operations, information technology, administrative and board relations, marketing, and compliance. Most recently, Kincaid served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, conducted self-audits and risk assessments, and organized implementation of new products and services. Kincaid has served in the roles of Compliance, BSA/AML, CRA, Privacy, and Security Officer. She has led training initiatives, prepared due diligence information, completed a variety of regulatory applications, coordinated internal and external audits and exams, and presented for numerous state associations.
Registration Options
Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts – $279
- Available Upgrades:
- 12 Months OnDemand Playback + $110
- 12 Months OnDemand Playback + CD + $140
- Additional Live Access + $75 per person