New Funds Availability Limit Update: Preparing for Reg CC Changes Effective July 1, 2025
Reg CC holds are an important way to protect your institution. This jam-packed session will prepare you for upcoming changes and provide a toolbox full of charts and examples to make implementation smooth sailing. Don’t miss this important update!
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
- Comprehend the new funds availability limits effective July 1, 2025
- Detail the components of the funds availability disclosure
- Understand the six exception hold types
- Explain when a case-by-case hold may be used
- Calculate holds using sample scenarios
- Implement a monitoring process to quickly evaluate the accuracy of a hold
- Employ provided tools to enhance your current Reg CC procedures
WEBINAR DETAILS
Funds availability limits established by Reg CC are changing effective July 1, 2025. These changes are a result of jointly made amendments by the CFPB and the Federal Reserve Board back in 2020 to adjust funds availability limits every five years for inflation. Are your systems ready? Disclosures? Notices? Staff? This session will use real-life scenarios to explain hold requirements under these new limits. In addition, it will describe an easy-to-implement monitoring and review process and dissect the required funds availability policy.
WHO SHOULD ATTEND?
This informative session is designed for frontline personnel, new account staff, deposit operations professionals, branch managers, auditors, and compliance officers.
