Webinar

Problem Loan Workout in Today's Market

$265 Wednesday, July 7, 2021 1:30 PM Register

Attend this webinar to learn how to better manage “problem loans” and protect the rights of the bank in today’s market!

The webinar will begin with a review of the basics of how a commercial loan request “should be” processed in order to avoid a problem loan. This will include a brief review of “correct” business structure, the six (6) elements of proper loan structure, and the four (4) aspects of adequate loan support.

The webinar will then focus on what happens when a “good” loan turns into a “bad” loan i.e. the market has now turned down, tenants have left, and the payments are severely delinquent. What should the bank do and not do at this point in time? This section will address the “legal rights” of the bank and the “practical steps” that the bank should take in order to protect itself.

The practical steps will include the collection process, restructuring the loan, and/or proceeding against the borrower through repossession, foreclosure, filing a lawsuit to obtain a judgment, forcing the borrower into bankruptcy or simply “walking away.” This section will also include the “outside” influence from the banking regulators.

The webinar concepts will be summarized through a series of mini-case studies.

Covered Topics

Review the management of problem loans
Process a commercial loan “correctly” including business structure, loan structure, and loan support
Face the reality that some loans go bad!
Determine the bank’s strategy in protecting itself-collections, restructuring the loan, repossession, foreclosure, filing a lawsuit to obtain a judgment, forcing the borrower into bankruptcy, or walking away
Assess “outside” influence by the banking regulators
Apply the concepts through case studies

Who Should Attend?

Commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers.

Presenter

David L. Osburn, MBA, CCRA, is the founder of Osburn & Associates, LLC, a Business Training & Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, credit managers, attorneys, and business owners.

His extensive professional background of over 30 years includes 21 years as a Business Trainer/ Contract CFO and 16 years as a bank commercial lender including the position of Vice President/Senior Banking Officer. Mr. Osburn has also been an adjunct college professor for over 30 years including the College of Southern Nevada.

Registration Options

  •  “Live” Web connection - $265
  •  6-month “OnDemand” website link only - $295
  •  CD-ROM and e-materials only - $345
  •  Live plus OnDemand website link - $365
  •  Premier Package:  Live, OnDemand link, and CD-ROM plus - $395

$265 Wednesday, July 7, 2021 1:30 PM Register