Regulatory Update for the Credit Analyst

It’s not just about the numbers. Credit analysts have to comply with a raft of regulations – and sometimes contend with regulators.

The best way to succeed is to be up to speed on the regulations and regulators’ expectations. With over 35 years of credit management experience through a wide variety of economic ups and downs, the speaker’s insights and recommendations will be based on real world, practical solutions.

After This Webinar You’ll Be Able To:

• Understand the economic expectations for 2024 and how it may affect your loan portfolio
• Identify the 2024 regulatory priorities and expectations for successful credit underwriting and management
• Handle considerations for adjusting underwriting and credit management in 2024
• Be better prepared for your next regulatory exam
• Successfully communicate with regulators… even if you disagree

Webinar Details
In this highly scrutinized industry, it is critical to understand the regulatory agencies’ expectations, which are often influenced by economic factors. With the recent rise in interest rates and potential for challenges with CRE borrowers, it is more important than ever to be in sync with regulators. Irrespective of the economy, understanding regulators’ general expectations contributes to effective credit underwriting and management.

What are regulators’ expectations for 2024? What are they most concerned about regarding effective credit management? Get expert insight on how to practically meet their expectations and effectively communicate with them, including how to constructively discuss any criticisms or disagreements.

Who Should Attend?
This informative session is appropriate for senior credit officers, loan officers, credit analysts, and anyone else seeking information on economic and regulatory expectations in 2024.

Take-Away Toolkit

• List of resources to stay abreast of regulatory expectations
• Checklist for preparing for your next examination
• Employee training log
• Interactive quiz
• PDF of slides and speaker’s contact info for follow-up questions
• Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only.

Presenter
Robert L. Viering – RiverPointUSA LLC

Bob Viering brings over 35 years of banking experience to RiverPointUSA, where he concentrates on management and board planning activities, such as strategic, capital, and succession planning, de novo bank formation, assisting with managing regulatory agreements, loan review, and credit process assessment. He has served as a bank director and was an independent member of a bank’s audit committee.

Prior to becoming a consultant, Viering was a de novo bank organizer responsible for all regulatory filings, planning, recruiting, and also serving as CEO. He has been an advisor for other de novo bank formations. Earlier in his career, Viering held various management positions with large and regional banks, including market president and regional credit officer. In addition, he has managed deposit and loan operations groups and was a lender to local, regional, and international businesses. He has also served as a board member of state and national trade associations.

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