Regulatory Update for the Credit Analyst

Regardless of economic volatility, it is important to understand regulators’ general expectations for effective credit underwriting and management.

Presenter Bob Viering will share insights based on over 35 years of credit management experience through a wide variety of economic ups and downs and make recommendations based on real-world, practical solutions.

After This Webinar You’ll Be Able To:

• Understand regulator expectations for credit risk and credit management — specifically for 2023
• Effectively communicate with regulators, including how to disagree professionally
• Proactively adjust your credit underwriting and management before trouble occurs
• Find resources to help you proactively manage the credit process

Webinar Details
In a highly regulated industry, it is critical to understand regulatory expectations. These expectations are often influenced by economic factors, so with the current level of inflation and potential for an economic slowdown, it is more important than ever to be in sync with the regulators.

What are regulators most concerned about for 2023? What are their expectations for effective credit management? Can you meet their expectations? This webinar will answer those question and address how to effectively communicate with regulators, including how to constructively discuss criticisms or disagreements. It will also provide resources to use to stay abreast of regulatory expectations. This webinar will be focused on credit risk and credit management, not on compliance.

Who Should Attend?
This informative session is designed for commercial lenders, credit analysts, credit department managers, senior loan officers, senior credit officers, loan committee members, loan review personnel, branch managers serving commercial borrowers, chief risk officers, and auditors.

Take-Away Toolkit

• List of resources to stay abreast of regulatory expectations
• Checklist for preparing for your next examination
• Employee training log
• Interactive quiz
• PDF of slides and speaker’s contact info for follow-up questions
• Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only.

Presenter
Robert L. Viering – RiverPointUSA LLC

Bob Viering brings over 35 years of banking experience to RiverPointUSA, where he concentrates on management and board planning activities, such as strategic, capital, and succession planning, de novo bank formation, assisting with managing regulatory agreements, loan review, and credit process assessment. He has served as a bank director and was an independent member of a bank’s audit committee.

Prior to becoming a consultant, Viering was a de novo bank organizer responsible for all regulatory filings, planning, recruiting, and also serving as CEO. He has been an advisor for other de novo bank formations. Earlier in his career, Viering held various management positions with large and regional banks, including market president and regional credit officer. In addition, he has managed deposit and loan operations groups and was a lender to local, regional, and international businesses. He has also served as a board member of state and national trade associations.

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