What the Withdrawal of CFPB Guidance Means for Financial Institutions

On May 12, 2025, the CFPB withdrew 67 guidance documents, reshaping the regulatory landscape for financial institutions. But even though these documents are gone, underlying laws and risks — like UDAAP — remain very much in play, especially at the state level. Join us to decode what these CFPB changes mean for your institution. Gain clarity on shifting priorities, compliance risks, and how to navigate enforcement in today’s evolving regulatory environment.

KEY WEBINAR TAKEAWAYS

• How to explain to management the shifting priorities of the Consumer Financial Protection Bureau
• The continuing relevance of UDAAP risk under Section 1042 of the Dodd-Frank Act
• Three types of fair lending risk and where to focus your compliance efforts
• Adhering to the requirements of the Fair Credit Reporting Act
• Steps you can take to mitigate risk associated with your overdraft programs

BONUS MATERIALS

• A searchable spreadsheet identifying the type of guidance withdrawn, its title and relevant subject matter, issue date, and Federal Register citation.

WEBINAR DETAILS

On May 12, 2025, CFPB withdrew 67 guidance documents issued by the agency since it opened for business in 2011. The documents withdrawn include policy statements, interpretive rules, advisory opinions, circulars, and bulletins and cover almost every aspect of a financial institution’s operations (e.g., deposit accounts, lending, etc.)

The important thing to remember is that many of these guidance documents were interpretations of laws and regulations that are still in force. For example, while the CFPB may be taking a back seat in monitoring for unfair, deceptive, or abusive acts and practices, UDAAP risk is still present from a state enforcement perspective.

Join Regulatory Compliance Counsel Michael Christians for this jam-packed 90-minute session to learn what the shifting priorities of the CFPB mean for your institution. You’ll learn how to be successful in today’s compliance environment by getting to the bottom of what has and hasn’t changed.

WHO SHOULD ATTEND?

• Compliance professionals
• Internal auditors
• Management team members charged with implementing the institution’s compliance management system