Farmers & Merchants State Bank: Farmers & Merchants State Bank Announces New Promotions for 2025

Farmers & Merchants State Bank is proud to announce the following leadership promotions, effective 2025. These individuals bring exceptional expertise and dedication to their new roles, helping us better serve our customers and communities.

Heather Gretzinger – AVP Human Resource Officer
Heather Gretzinger has been promoted to Assistant Vice President, Human Resource Officer. With her extensive experience and passion for fostering a positive workplace culture, Heather will lead F&M’s HR initiatives, ensuring we attract, retain, and support top talent to meet our strategic goals.

Kyler Kabat – VP, Senior Lender
Kyler Kabat has been promoted to Vice President, Senior Lender. Kyler has been instrumental in guiding borrowers through their financing needs. In his new role, he will oversee lending operations and work closely with the team to deliver customized lending solutions to individuals and businesses.

Brad Chadwick – VP Mortgage Lender and Private Banking
Brad Chadwick has been promoted to Vice President, Mortgage Lender and Private Banking. Brad’s expertise in mortgage lending has helped countless customers achieve their homeownership goals. In this expanded role, Brad will also focus on delivering tailored private banking services to meet the needs of high-net-worth clients.

Nicki Kelly – VP Marketing Director
Nicki Kelly has been promoted to Vice President, Marketing Director, with a significant focus on community relations. Nicki’s dedication to engaging with the community and enhancing F&M’s brand has been a cornerstone of our success. In this role, she will continue to strengthen our connections and support the communities we serve.

Gregg Mashack – President & CEO
Gregg Mashack is assuming the role of President & CEO of Farmers & Merchants State Bank. Gregg brings experience in banking leadership and a deep commitment to our customers and communities. Under his guidance, F&M will continue to grow as a trusted financial partner.

These promotions reflect our ongoing commitment to leadership excellence and community focus. Please join us in congratulating Heather, Kyler, Brad, Nicki, and Gregg on their well-deserved promotions!

For more information, visit our website or contact us at https://www.fandmstbk.com/