Check out the latest edition of the WBA Compliance Journal with its fresh new look. In this edition, the “Special Focus” section includes articles about the banking agencies’ joint CRA proposal, a reminder of the impact cross collateralization language may have on HMDA reporting, and WBA’s opinion regarding a recently released advisory opinion of CFPB regarding FCRA and the permissible use of credit reports. The “Regulatory Spotlight” section features a listing of recently rules and proposals, and the “Compliance Notes” section includes information about customer due diligence for independent ATM owners and operators from FinCEN, new Q&A to FDIC’s brokered deposit rule, and the expiration of COVID-related relief from certain Nacha operating rule provisions.