In the October 2024 WBA Compliance Journal, readers will find an article which summarizes the impact for lenders of the recent NAR settlement on Truth in Lending Integrated Disclosures. The publication also includes its longstanding “regulatory spotlight” section with features summaries of recently published agency rules and notices published in the Federal Register since the last Compliance Journal publication. In the “compliance notes” section, readers will learn of a bulletin from OCC regarding managing credit risk associated with refinancing risks in commercial transactions and portfolios.