Steve Holz, executive vice president – commercial lending, celebrated 30 years of service to National Exchange Bank & Trust on March 24.
Holz joined the bank in March 1992, in the credit department as a credit analyst at our Fond du Lac office on South Main Street. In 1994, he transitioned to commercial lending officer and was promoted numerous times before his most recent promotion to executive vice president earlier this year. Throughout his time in commercial lending, Holz has worked with business owners to explore commercial loan solutions that best align with their business vision. His expanded role will include strategic growth of the loan portfolio.
Holz grew up in Fond du Lac, where he attended Goodrich High School. He went on to earn his bachelor’s degree in economics from Ripon College. Holz is also a graduate of the American Bankers’ Association (ABA) Commercial Lending Graduate School and the Wisconsin Bankers’ Association (WBA) Lending School. Holz was recently recognized by WBD, Inc., a not-for-profit organization that helps small businesses gain access to capital, with the Elite Lender Award. This award is only given to lenders that have closed 10 or more 504 SBA Loans. An SBA 504 loan is a loan structure that banks provide to borrowers for the purchase of fixed assets (real estate and equipment mostly). It’s beneficial to the borrower because they can get a below market interest rate on a portion of the debt and generally have a smaller down payment. “504 loans tend to be larger transactions that take a lot of dedication and time to complete, so doing 10 is a big achievement,” commented Wally DeVries, VP and senior credit officer for NEBAT.
Today, Holz resides in Fond du Lac with his family, where he is active in the community as a part of Envision Greater Fond du Lac’s Revolving Loan Fund committee and a board member of the Cardinal Athletic Alumni Association. Additionally, Holz is a past member of the board of directors and treasurer for the Fond du Lac chapter of the American Red Cross and past board member and board president of the Fond du Lac Economic Development Corporation.