Events

FCRA compliance is crucial. Fortunately, the regulations, examination guidance, and hard-earned experience create a detailed model of a fully compliant credit reporting system, if you know where to look. Unfortunately, many institutions fail to follow basic compliance requirements. Join credit reporting veteran David Reed as he cuts through the regulatory web and shares a clean and manageable FCRA process for your institution.

After This Webinar You’ll Be Able To:

  • Appreciate the increasing credit reporting compliance risks
  • Understand the critical steps in responding to credit report disputes
  • Avoid employment screening related FCRA issues
  • Identify FCRA risks created by bankruptcy
  • Conduct a credit reporting inventory
  • Identify and avoid common compliance landmines

Webinar Details
Fair Credit Reporting Act (FCRA) violations continue to be at the top of the CFPB’s complaint list. While credit reports continue to play an essential role in financial institution operations, if you think it all revolves around lending, you’d be wrong! For example, pre-employment screenings often use credit reports as an evaluation tool, and discharge in a consumer bankruptcy requires special attention to report the obligation correctly.

Because credit reporting continues to be one of the most-cited consumer concerns, it receives added attention from the CFPB, examiners, and “consumer protection” and employment attorneys. From policies and procedures to quality assurance and organizational charts, this essential function impacts every financial institution and there are basic steps that will increase efficiency, reduce risks, and calm compliance nerves. This webinar will focus on the unique operational and compliance challenges posed by credit reporting and utilization issues. From consumer disputes to confidentiality and all the gray areas in between, this session will provide a commonsense approach to FCRA compliance and management.

Who Should Attend?
This informative session is designed for senior executives, managers, human resources staff, compliance staff, lending personnel, collections managers, frontline managers, internal auditors, and anyone involved with credit reporting.

Take-Away Toolkit

  • Sample FCRA policy
  • Sample pre-employment credit report checklist
  • Permissible purposes checklist
  • FCRA examination guidance
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only.

Presenter
David A. Reed, JD – Reed & Jolly, PLLC
Attorney, author, consultant, and nationally recognized trainer, David Reed is a partner in the law firm of Reed & Jolly, PLLC. He provides guidance to financial institutions on establishment and revision of policies and procedures, organizational compliance, collections, security, contractual agreements, regulatory matters, and corporate governance. His engaging speaking style has made him a nationwide lecturer on regulatory compliance, consumer lending, bankruptcy, and collections.

A former trial attorney and vice president and general counsel of a large regional financial institution, Reed is also a Certified Fraud Examiner. He is particularly known as an expert in the areas of operations, bankruptcy, and collections. He has trained state and federal examination staff on numerous issues, including BSA, ID theft red flags, SAFE Act, third-party contract management, and bankruptcy.

Registration Options

  • $245 – Live Webinar Access
  • $245 – OnDemand Access + Digital Download
  • $350 – Both Live & On-Demand Access + Digital Download

Protecting the SBA guarantee is critical to lenders and borrowers alike. But the rules are shifting to modernize the 7(a) loan program. This presentation will acquaint you with the changes… before more come down the pike.

After This Webinar You’ll Be Able To:

  • Understand recent proposed SBA rules and new SOP guidance
  • Identify the key eligibility issues in underwriting an SBA loan
  • Correct common closing and funding mistakes that impair a lender’s guaranty
  • Ensure your liquidation procedures are aligned with SBA guidelines
  • Review the fundamentals of a guaranty purchase package

Webinar Details
New rules are being adopted by the U.S. Small Business Administration (SBA) to streamline and increase access to capital for small businesses. While modernizing the 7(a) loan program is a welcome change, implementation of the new rules may initially create some uncertainty for lenders. This webinar will address the updates and how they will impact underwriting and documenting 7(a) loans. It will identify critical points to preserving and protecting the SBA’s conditional loan guaranty in a shifting credit market. Lenders’ responsibilities for servicing their existing SBA loan portfolio will be reinforced and tips for confidently navigating the SBA loan guaranty purchase process will be provided.

Who Should Attend?
This informative session is designed for board members, directors, loan officers, loan closers, administrators, and personnel responsible for underwriting, closing, post-closing, servicing, and liquidating SBA loans.

Take-Away Toolkit

  • SOP 5010(6)
  • SBA Servicing and Liquidation Action 7(a) Lender Matrix
  • 7(a) Guaranty Purchase Practice Tabs
  • Care and Preservation of Collateral (CPC) Tabs
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only.

Presenter
Kimberly A. Rayer, JD – Starfield & Smith, PC

Kimberly Rayer is a partner at Starfield & Smith, PC, a boutique law firm representing lenders nationwide. They specialize in all aspects of SBA-guaranteed lending, from origination through liquidation, regulatory compliance, and audit. The firm closes over $900 million of SBA-guaranteed loans for lender clients annually and has assisted lenders across the country with the implementation, servicing, and compliance with the Paycheck Protection loan programs.

Rayer concentrates her practice on SBA lending programs, commercial financing, and other secured transactions. She represents lenders and lectures across the country on SBA closings and eligibility and compliance matters. In addition, Rayer received a bachelor’s from Drexel University and a JD from the James E. Beasley School of Law, Temple University and is admitted to practice law in Pennsylvania and New Jersey.

Registration Options

  • $245 – Live Webinar Access
  • $245 – OnDemand Access + Digital Download
  • $350 – Both Live & On-Demand Access + Digital Download

What must be done after an accountholder dies? Can checks still be negotiated? Who can access the deposit accounts? What changes can be made? What about taxes, Social Security, setoff, and dealing with the family? If you don’t have all the answers, this is the webinar for you.

After This Webinar You’ll Be Able To:

  • Distinguish when checks can be paid after an accountholder’s death
  • Define who can negotiate a check made payable to the deceased accountholder
  • Identify who is entitled to the account upon the accountholder’s death
  • Determine when the deceased’s accounts can be set off for debts owed to your institution
  • Understand how to deal with the deceased’s estate or relatives
  • Explain when Social Security funds can be reclaimed

Webinar Details

It could happen today — a depositor dies. Your institution must act promptly and appropriately to avoid any liability. This webinar will thoroughly explain the proper actions that should be taken when a depositor dies and delve into the best practices used by other institutions. Legal requirements and practical issues will be addressed as well.

Who Should Attend?
This informative session will benefit all deposit operations personnel, collections staff, service representatives, compliance staff, auditors, attorneys, and managers.

Take-Away Toolkit

  • Sample procedures for handling the accounts of a deceased accountholder
  • Guide to federal government ACH payment reclamations
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only.

Presenter

Elizabeth Fast, JD, CPA – Spencer Fane LLP
Elizabeth Fast is a partner with Spencer Fane Britt & Browne LLP where she specializes in the representation of financial institutions. Fast is the head of the firm’s training division. She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University. In addition, she has a Master of Business Administration degree and she is a Certified Public Accountant. Before joining Spencer Fane, she was General Counsel, Senior Vice President, and Corporate Secretary of a $9 billion bank with more than 130 branches, where she managed all legal, regulatory, and compliance functions.

Registration Options

  • $245 – Live Webinar Access
  • $245 – OnDemand Access + Digital Download
  • $350 – Both Live & On-Demand Access + Digital Download

Imagine being served with a subpoena or summons and handling it with poise and confidence. If that scenario is more dream than reality, this is the webinar for you! Legal processes, garnishments, and levies don’t have to be intimidating. Learn the ins and outs of how to compliantly address each issue.

After This Webinar You’ll Be Able To:

  • Comply with financial privacy restrictions when responding to subpoenas and summonses
  • Explain your institution’s legal responsibilities in processing garnishments and levies
  • Understand the special procedures for accounts containing federal benefit payments
  • Accurately calculate the amount that must be protected in accounts with federal benefit payments
  • Determine whether to attach a joint account or an account held by a trust, sole proprietorship, corporation, or other entity
  • Notify accountholders in a timely fashion when required

Webinar Details

Has your institution implemented proper procedures for handling subpoenas, summonses, garnishments, and levies? Although these complicated legal documents are part of the daily fabric, many staff members are not properly trained to handle them — thus exposing the institution to significant liability. This webinar will explain these legal processes and the situations in which they can be served on your institution. It will describe proper handling, such as determining what information can and can’t be disclosed, identifying accounts, placing account holds, answering interrogatories, notifying the accountholder, and remitting funds. The special requirements and procedures for accounts that receive federal benefit payments will also be included.

Who Should Attend?
This informative session will benefit deposit operations personnel, service representatives, tellers, collectors, compliance staff, privacy officers, auditors, attorneys, and managers.

Take-Away Toolkit

  • Official Guidelines for Garnishment of Accounts Containing Federal Benefit Payments issued by the Department of the Treasury
  • Sample notice form to be sent to accountholders
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only.

Presenter

Elizabeth Fast, JD, CPA – Spencer Fane LLP
Elizabeth Fast is a partner with Spencer Fane Britt & Browne LLP where she specializes in the representation of financial institutions. Fast is the head of the firm’s training division. She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University. In addition, she has a Master of Business Administration degree and she is a Certified Public Accountant. Before joining Spencer Fane, she was General Counsel, Senior Vice President, and Corporate Secretary of a $9 billion bank with more than 130 branches, where she managed all legal, regulatory, and compliance functions.

Registration Options

  • $245 – Live Webinar Access
  • $245 – OnDemand Access + Digital Download
  • $350 – Both Live & On-Demand Access + Digital Download

Determining liability is more than finger pointing. Being able to distinguish liability for numerous types of transactions is crucial to making an accountholder whole, detecting fraud, reducing your institution’s risk, etc. Attend this webinar and learn how your institution fits into the mix when liability is in question.

After This Webinar You’ll Be Able To:

  • Distinguish which party is liable in each type of account fraud situation
  • Determine when your institution must reimburse the accountholder
  • Explain what your institution can and can’t require of accountholders when investigating fraud
  • Understand your institution’s liability for forgeries
  • Distinguish between the liabilities of the ODFI and the RDFI for ACH fraud
  • Explain what constitutes an unauthorized electronic withdrawal

Webinar Details

Account fraud has caused staggering losses to financial institutions and losses continue to rise. Your institution’s liability for forged checks, ACH fraud, remotely created and deposited items, and unauthorized electronic items varies depending on the type of fraud, how it occurred, and whether it was a consumer or commercial account. The multitude of applicable laws is mindboggling! This webinar will explain which law applies in each type of account fraud situation, explain your institution’s liability, and what can be done to reduce risk.

Who Should Attend?
This informative session will benefit deposit operations personnel and managers, tellers, compliance staff, new accounts personnel, security officers, fraud investigators, attorneys, and auditors.

Take-Away Toolkit

  • Chart listing the law in each type of account fraud situation and which party is liable
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only.

Presenter

Elizabeth Fast, JD, CPA – Spencer Fane LLP
Elizabeth Fast is a partner with Spencer Fane Britt & Browne LLP where she specializes in the representation of financial institutions. Fast is the head of the firm’s training division. She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University. In addition, she has a Master of Business Administration degree and she is a Certified Public Accountant. Before joining Spencer Fane, she was General Counsel, Senior Vice President, and Corporate Secretary of a $9 billion bank with more than 130 branches, where she managed all legal, regulatory, and compliance functions.

Registration Options

  • $245 – Live Webinar Access
  • $245 – OnDemand Access + Digital Download
  • $350 – Both Live & On-Demand Access + Digital Download

Performing effective quality-control loan reviews is an essential element that regulators want to see. Afford yourself this opportunity to learn the key objectives of loan review, regulator expectations, methods, and so much more.

After This Webinar You’ll Be Able To:

  • Identify the key objectives of loan review
  • Understand the importance of accurate internal loan grading
  • Recognize the qualifications required to perform loan reviews
  • Define the scope and depth of loan reviews
  • Describe the methodology used to select loans for review
  • Explain the results of the loan review to executive management
  • Outline the regulatory expectations for conducting loan reviews

Webinar Details
In today’s economic environment, managing the commercial and consumer loan portfolio is paramount to maintaining a safe and sound financial institution. The regulatory agencies are becoming more demanding in their review of financial institutions due to the trajectory of the pandemic, the uncertainty of its longer-term economic impact, and rising interest rates. In addition, there is ongoing geopolitical uncertainty, which could negatively affect financial institutions’ profitability, credit quality, and loan growth going forward, and could adversely impact real estate and other asset values as well as borrowers’ repayment abilities.

In light of these issues, an ongoing secondary review process is critical. This webinar will address the regulatory expectation for establishing and maintaining a consistent, effective loan review process. Simply reviewing loan files has taken a back seat to assessing the overall loan management function, determining the corrective capabilities of an institution’s overall loan monitoring system, and determining the safeguards management has put in place to avoid future problems in the loan portfolio. Join us to learn more about the issues outlined above and potential solutions.

Who Should Attend?
This informative session is designed for directors, audit committee members, CEOs, COOs, chief credit officers, senior loan officers, commercial loan officers, consumer lenders, loan review personnel, and branch managers.

Take-Away Toolkit

  • Sample loan review reports for management review
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only.

Presenter
Jeffery W. Johnson, MBA – Bankers Insight Group

Jeffery Johnson has been in financial services more than 40 years. He has been VP and senior lender for a large regional bank and SVP and commercial banking division manager for a community financial institution. Most of his career has been spent in credit administration, lending, business development, loan review, management, and training and development. Over the last 17 years, Johnson has provided training for several banking associations and individual financial institutions nationwide.

Johnson holds a bachelors in accounting from Morehouse College in Atlanta, an MBA in finance from John Carroll University in Cleveland, a Diploma of Graduation from the Prochnow School of Banking at the University of Wisconsin-Madison, and a Graduate Certificate in Bank Management from the First American Management Institute at the University of Pennsylvania’s Wharton School of Business.

Registration Options

  • $245 – Live Webinar Access
  • $245 – OnDemand Access + Digital Download
  • $350 – Both Live & On-Demand Access + Digital Download

Is it a foreclosure, repossession, or cancellation of debt? Do you know the differences, IRS reporting requirements, and exclusions? This timely topic will ensure you can successfully navigate the necessary IRS forms, procedures, and hazards.

After This Webinar You’ll Be Able To:

  • Properly complete Form 1099-A: Acquisition or Abandonment of Secured Property, Form 1099-C: Cancellation of Debt, Form 1099-MISC: Miscellaneous Information, and Form 1099-INT:
  • Interest Income
  • Understand when Form 1099-A must be filed when collateral is repossessed or foreclosed upon and what the exclusions are
  • Identify when Form 1099-MISC must be filed for payments to vendors and which vendors are exempt from coverage
  • Distinguish what constitutes cancellation of debt for purposes of Form 1099-C
  • Determine what constitutes reportable interest for purposes of Form 1099-INT
  • Explain the rules for reporting miscellaneous types of income under Form 1099-MISC

Webinar Details
Financial institutions are required to report many different types of transactions on an IRS Form 1099. Does your institution know when and how to file each type of Form 1099? For example, Form 1099-A must be filed when your institution forecloses on collateral (but there are many exceptions that you need to know), and Form 1099-C must be filed when your institution cancels a debt (and these rules can apply even though your institution hasn’t actually forgiven the debt). Form 1099-MISC must be filed when your institution pays a third-party vendor (but there are exceptions if the vendor is a certain type of legal entity). Also, Form 1099-MISC must be filed if your institution awards a prize worth $600 or more, but Form 1099-INT must be filed if the prize is worth $10 or more and related to a deposit account. In this webinar, you will learn how, when, and what to report on Forms 1099-A, 1099-C, 1099-INT and 1099-MISC. In addition, we will review each of these forms line by line.

Who Should Attend?
This informative session will be useful for all deposit operations personnel, loan operations personnel, accounting clerks, tax personnel, accountants, managers, compliance officers, auditors, and attorneys.

Take-Away Toolkit

  • Copies of the IRS’s General Instructions for Certain Information Returns and IRS-specific-instructions for Forms 1099-A, 1099-C, 1099-INT, and 1099-MISC
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only.

Presenter

Elizabeth Fast, JD, CPA – Spencer Fane LLP
Elizabeth Fast is a partner with Spencer Fane Britt & Browne LLP where she specializes in the representation of financial institutions. Fast is the head of the firm’s training division. She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University. In addition, she has a Master of Business Administration degree and she is a Certified Public Accountant. Before joining Spencer Fane, she was General Counsel, Senior Vice President, and Corporate Secretary of a $9 billion bank with more than 130 branches, where she managed all legal, regulatory, and compliance functions.

Registration Options

  • $245 – Live Webinar Access
  • $245 – OnDemand Access + Digital Download
  • $350 – Both Live & On-Demand Access + Digital Download

Setoff is one of the remedies that can be used to collect past-due loans. But do you understand all the steps that must be taken before this right can be exercised? Learn the details, best practices, and methods with this informative webinar.

After This Webinar You’ll Be Able To:

  • Explain the legal requirements that must be satisfied before your institution is permitted to exercise the right of setoff
  • Understand the differences between a contractual right of setoff and a common law right of setoff
  • Distinguish the right of setoff from the foreclosure of a security interest, and when it is best to use each method
  • Determine when your institution can set off without violating the legal rights of other parties
  • Identify which accounts are subject to setoff

Webinar Details
Your institution has a common law right to set off a depositor’s account for a debt the depositor owes to your institution if certain legal requirements are satisfied. In addition, your institution may have a contractual right of setoff, depending on the wording of your deposit contracts. If a debtor defaults on a loan, when can your institution apply money from the debtor’s deposit account to pay past-due loan amounts? This webinar will explain the legal requirements that must be satisfied and the specific steps that must be taken, before exercising the right of setoff. This webinar also will explain what happens if an account has multiple owners, as well as how to handle accounts which are being garnished by other creditors.

Who Should Attend?
This informative session is designed for personnel in the deposit or collections departments, including deposit operations personnel, loan operations personnel, collectors, attorneys, compliance officers, auditors, and managers.

Take-Away Toolkit

  • Checklist of items that must be satisfied before setoff is permitted
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only.

Presenter

Elizabeth Fast, JD, CPA – Spencer Fane LLP
Elizabeth Fast is a partner with Spencer Fane Britt & Browne LLP where she specializes in the representation of financial institutions. Fast is the head of the firm’s training division. She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University. In addition, she has a Master of Business Administration degree and she is a Certified Public Accountant. Before joining Spencer Fane, she was General Counsel, Senior Vice President, and Corporate Secretary of a $9 billion bank with more than 130 branches, where she managed all legal, regulatory, and compliance functions.

Registration Options

  • $245 – Live Webinar Access
  • $245 – OnDemand Access + Digital Download
  • $350 – Both Live & On-Demand Access + Digital Download

Why do robbers choose one location over another? How can robbers be deterred? What life-saving steps should employees take when facing a robbery? All financial institution employees must recognize the risk that exists, and understand that knowledge and quality training are vital to survival.

After This Webinar You’ll Be Able To:

  • Use situational awareness to become safer
  • Recognize vulnerabilities within your habits and environment
  • Distinguish different robbery methods
  • Realize the importance of safe opening procedures
  • Know what steps to take during a robbery
  • Understand which actions to avoid during a robbery
  • Identify habits that endanger
  • Reduce risk

Webinar Details
There have been many changes in our country over the last couple of years. In what seems to be an increasingly violent world, how can we protect ourselves? Despite robbery being one of the most feared crimes for the banking industry, training is often lacking and uninspired. This session will go beyond basic robbery training to focus on prevention and recognizing weaknesses that can cause vulnerability. It will reveal the facts about robbery, address current trends, and provide step-by-step guidelines for effective prevention, safe response, and managing the aftereffects.

Every employee can play a role in prevention, and it is critical that all personnel are prepared and trained in the safest response methods. Attendees will learn various methods used by crooks, how their observations of the event can be valuable, and essential actions to take following a robbery.

Who Should Attend?
This must-attend webinar will benefit all financial institution employees.

Take-Away Toolkit

  • Robber description form
  • Robbery quiz
  • Before, during, and after a robbery checklist
  • Robbery basics and beyond handout material
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.

Presenter
Carol Dodgen – Dodgen Security Consulting, LLC

Carol Dodgen is the owner of Dodgen Security Consulting, LLC. Since 1998, her company has provided services including training, ATM lighting inspections, and security assessments to financial institutions, government entities, and businesses. Previously, Dodgen served as the security training officer for Compass Bank. She earned a Master’s in Criminal Justice and spent several years as an adjunct criminal justice instructor.

Dodgen is a nationally recognized speaker who has provided training for over 150,000 corporate, manufacturing, utility, law enforcement, and security personnel over the past 26 years. She holds a Crime Prevention Designation and provides instruction on crime prevention, workplace violence, and robbery. In 2009, Dodgen was appointed by the governor to the Alabama Security Regulatory Board and served for six years as vice chair.

Registration Options

  • $245 – Live Webinar Access
  • $245 – OnDemand Access + Digital Download
  • $350 – Both Live & On-Demand Access + Digital Download

Do you know about the proposed update to the Interagency Policy Statement on Prudent Commercial Real Estate Loan Accommodations and Workouts? What is in the statement? How will the proposed changes affect CRE loan workouts? Should institutions be preparing now? If so, how? Get answers to these and many other questions during this timely session.

After This Webinar You’ll Be Able To:

  • Understand the changes proposed by regulators and how to implement them
  • Employ the key principles of prudent CRE loan accommodations and workouts
  • Explain what constitutes a troubled debt restructuring for reporting purposes
  • Take the proper steps to avoid criticism from your regulators even if your CRE loans are adversely classified
  • Protect your institution from potential liability to commercial borrowers

Webinar Details
On August 2, 2022, the FDIC, OCC, and NCUA proposed changes and updates to the existing Interagency Policy Statement on Prudent Commercial Real Estate Loan Accommodations and Workouts.

The COVID pandemic led to financial distress across several CRE property types, especially the hospitality, office, retail, and entertainment industries. In addition, rising interest rates, inflationary pressures, and labor challenges could adversely affect the financial condition and repayment capacity of commercial borrowers in various other industries. This new proposed policy statement reaffirms certain key principles which require financial institutions to work prudently and constructively with creditworthy borrowers during times of financial stress, and it adds new provisions on short-term loan accommodations, changes in the accounting rules for reporting and estimating loan losses, and new helpful examples of CRE loan workouts. This webinar will explain all of the proposed changes and updates and how your institution can prepare for the future.

Who Should Attend?
This informative session is designed for personnel involved in the commercial real estate loan workout and collection process, such as loan officers, workout officers, loan operations personnel, collectors, attorneys, auditors, compliance officers, and managers.

Take-Away Toolkit

  • Copy of the proposed Interagency Policy Statement on Prudent Commercial Real Estate Loan Accommodations and Workouts
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.

Presenter

Elizabeth Fast, JD, CPA – Spencer Fane LLP

Elizabeth Fast is a partner with Spencer Fane Britt & Browne LLP where she specializes in the representation of financial institutions. Fast is the head of the firm’s training division. She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University. In addition, she has a Master of Business Administration degree and she is a Certified Public Accountant. Before joining Spencer Fane, she was General Counsel, Senior Vice President, and Corporate Secretary of a $9 billion bank with more than 130 branches, where she managed all legal, regulatory, and compliance functions.

Registration Options

  • $245 – Live Webinar Access
  • $245 – OnDemand Access + Digital Download
  • $350 – Both Live & On-Demand Access + Digital Download