Ability to Repay, Qualified Mortgage, High Cost & Higher-Priced Mortgage Loans

This webinar will walk you through the compliance maze related to Ability to Repay, Qualified Mortgage, High Cost & Higher-Priced Mortgage Loans.

Regulation Z has a whole lot of requirements for loans deemed to be a Qualified Mortgage, High Cost Mortgage or a Higher-Priced Mortgage. It also requires you to verify a borrower’s Ability to Repay on certain types of loans. Keeping all these rules straight can be quite a challenge to say the least. This webinar will look at each requirement, break it down and tell you what you need to know and how to maintain compliance!

The “Ability to Repay, Qualified Mortgage, High Cost & Higher-Priced Mortgage Loans” webinar has been approved for 2.5 CRCM credits. This statement is not an endorsement of this program or its sponsor. Credits are redeemable for Live attendance only. Certification holders must report these credits at https://aba.csod.com.

Covered Topics
CFPB Proposals & Regulatory Relief Status/Update
The New General QM
Small Creditor Categories, Criteria & Status Transitions
Balloon QMs – Are they in play for you?
Seasoned QMs
QM vs. Non-QM Risk
QM & Non-QM Ability to Repay Requirements
HCM Loans – What to Look for & How to Avoid Them
HPML Criteria, Effects (Balloons, Escrows, Appraisals, etc.) & much more!

Who Should Attend?
This webinar is designed for consumer real estate loan officers, loan processors, compliance and audit personnel.

Jerod Moyer is the leader of Banker’s Compliance Consulting’s training productions. He is a nationally recognized speaker. Whether it’s a conference, seminar, school, webinar or luncheon, it’s easy to stay engaged when he presents due to the amount of passion and energy he brings to each and every compliance topic. Jerod has spoken on behalf of the American Banker’s Association, BankersOnline, many state banking associations, private compliance groups and financial institutions. He is a Certified Regulatory Compliance Manager (CRCM) and BankersOnline Guru.

Jerod likes to spend his time (between reading regulations and producing compliance training!) relaxing at the lake with his wife and three children, following their activities or engaged in something sports related!

Registration Options
Live Plus Five (days) – $265
OnDemand Recording – $295
CD-ROM – $345
Live Plus Six (months) – $365
Premier Package – $395


Dec 02 2021


10:00 am - 12:00 pm



More Info