Credit Analysis & Lending Series: Collateral Analysis: Evaluation, Weaknesses & Monitoring Values
Is collateral a safety net or a crutch in your credit decisions? From receivables and inventory to securities and real estate, this in-depth webinar will explain how to accurately evaluate collateral, identify weaknesses, monitor values, and balance it all with the borrower’s circumstances. Expert insight and real-world examples will add to the vibrance of this engaging session.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
- Analyze collateral types using practical examples
- Uncover common weaknesses and red flags that can turn “good collateral” into a false sense of security
- Balance collateral reliance with borrower performance and capital strength
- Utilize tools and insights gained to strengthen lending decisions, reduce loss exposure, and meet regulatory expectations
WEBINAR DETAILS
Collateral is often viewed as the safety net for loans, but relying too heavily on it can lead to critical missteps. This session will delve into effective strategies for collateral analysis to help you evaluate collateral coverage beyond surface-level appraisals. Learn how to analyze different types of collateral — such as marketable securities, receivables, inventory, and real estate — and understand when collateral analysis should play a key role in your risk management approach. The program will focus on how to balance collateral evaluation with the borrower’s cash flow and capital strength, ensuring you use collateral as a backup rather than a primary means of repayment. With real-world examples and insights, you’ll be equipped to make informed decisions and avoid reliance on collateral as a crutch for poorly performing loans.
WHO SHOULD ATTEND?
This informative session is designed for commercial lenders, credit analysts, credit department managers, senior loan officers, senior credit officers, loan review personnel, branch managers serving commercial borrowers, chief risk officers, and auditors.
