Examiner Expectations for Credit Risk Management
Examiners usually have an agenda. When it comes to credit risk management, do you know their expectations for 2024? In addition to meeting expectations, it’s also important to know how to successfully and effectively express disagreement. Based on over 35 years of credit management experience through a wide variety of economic ups and downs, the presenter’s insight and recommendations will be based on real-world, practical solutions.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
- Understand the economic outlook for 2024 and how it may affect your loan portfolio
- Identify the 2024 regulatory priorities
- Be knowledgeable about regulatory expectations for successful credit underwriting and portfolio management
- Detail considerations for adjusting your underwriting and portfolio management in 2024
- Be better prepared for your next regulatory exam
- Successfully communicate with your regulators… even if you disagree
WEBINAR DETAILS
As a highly regulated industry, it is critical to understand the regulatory agencies’ expectations. These expectations are often influenced by economic factors. With the recent rise in interest rates and potential for challenges with CRE borrowers, it is more important than ever to be in sync with your regulators. Irrespective of the economy it is important to understand their general expectations for effective credit underwriting and management.
The FDIC updated the Loans section of their exam manual in mid-2023, and updated the Asset Quality section in January 2024. This program will highlight the changes and what they mean for you. In addition, this webinar will address regulators’ expectations for 2024. What are they most concerned about? What are their expectations for effective credit management? Join us to get suggestions on how to practically meet regulatory expectations and how to effectively communicate with your regulators, including how to constructively discuss any criticisms or disagreements. (This webinar will be focused on credit risk and credit management and not on compliance.)
WHO SHOULD ATTEND?
This informative session is designed for directors, CEOs, chief credit officers, senior loan officers, chief risk officers, loan review officers, and loan officers.
