Fundamentals of Commercial Lending 201 Online Workshop: Analyzing Repayment Sources
The following online workshops are available from Wisconsin Bankers Association, in partnership with several other state bankers associations. Each session will include bankers attending from all parts of the country!
Fundamentals of Commercial Lending 201: Analyzing Repayment Sources
Presented live on Wednesday, March 27, 2024 from 8:30 a.m.–4:00 p.m. CT. The Fundamentals of Commercial Lending 101 session will be held on Thursday, February 22, 2024.
Commercial banking can be intimidating because of its complexity and the risk-oriented nature of the work. These courses are a clear and thorough introduction to the key concepts, terminology, and processes involved in credit and lending. They don’t assume much prior knowledge of the topic, so it’s ideal for those in their first year in the industry. Learners will walk away with a clear understanding of their job and how their specific role fits into the bank’s overall profitability goals.
Who Should Attend?
New credit analysts, lenders, portfolio managers, underwriters, and bankers who don’t do credit analysis but need a working knowledge of the process. This may include statement spreaders, loan processors and closers, treasury management associates, administrative support for credit or lending officers, branch managers, and interns.
About the Session:
This daylong session is a 9-module course and a “sequel” to the Fundamentals of Commercial Lending 101 Course. This course dives deeper into topics like analyzing a borrower’s balance sheet, income statement, collateral and risk ratings. The course will cover the difference between debt and equity, commercial real estate as collateral, how to evaluate fixed assets, how to assess the value of inventory and much more.
Online Seminar Topics Include:
- Balance Sheet Analysis – Analyzing Liquidity
- Balance Sheet Analysis – Analyzing Leverage
- Income Statement Analysis – Revenues and Profit Margins
- Income Statement Analysis – Coverage Ratios
- Collateral Analysis – Non-Current Assets
- Collateral Analysis – Trading Assets
- Collateral Analysis – Solving the Problems
- Risk Ratings, Expected Loss, and Provision for Credit Losses
The registration fee of $250/connection for each session includes one zoom meeting log-in and session materials. The zoom connection details and information will be shared one or two days prior to the live webinar.