GSB – The Business of Banking

This affordable, convenient online program is ideally suited to those who are new to banking – both frontline staff and those newly hired to leadership positions who gained their experience in other industries. Learn the language of banking, including an understanding of key ratios, to gain a clearer understanding of how the bank functions as a business.

The program is split into two parts

  • Part 1 – Risky Business – An overview of the business of banking, industry trends,  with an emphasis on risk management using the “Big 5” Risks for Banks as our tour guide: Credit Risk, Market Risk, Liquidity Risk, Operational/Legal Risk, and Regulatory/Reputation Risk.
  • Part 2 – An Open Book – to a Degree  – Using the same tour guide as above, Participants will learn to look up their own bank’s key performance management ratios, comparing to FDIC peer group and national averages.

Topics include

  • How a bank makes and loses money
  • An overview of a bank’s balance sheet and income statement
  • The importance of your bank to the local economy using the money multiplier as an example
  • Risk arbitrage for both borrowers and depositors
  • Enterprise Risk Management (ERM)
  • Industry trends and current conditions
  • How to manage each of the “Big 5” risks with examples and stories
  • 4 key areas of bank financial management
  • How to look up and use bank ratios (with UBPR and SDI tools provided)
  • Overview of CAMELS and regulatory enforcement actions, and,
  • How to ‘thrive’ in a recession

Target Audience
Those that are new to the banking industry.

Mike Wear, 39 Acres Corporation

Registration Option
Live presentation $625

Recording available through Dec. 31, 2022


Jan 19 - 20 2022


9:30 am - 11:30 am



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