Online Workshop: Key Ratio Analysis-Calculating and Interpreting the Numbers Correctly!
Ratios, ratios, and more ratios! What do they really mean? Many financial professionals including bankers use financial ratios on a regular basis. But do they always use the same ratios and more importantly, do they always interpret the ratios in the same manner?
Attend this proactive webinar and learn a “five-step” analysis plan to calculate the key ratios covering liquidity, activity, leverage, operating performance, and cash flow analysis and correctly interpret the financial condition of the business client. Upon completion of this webinar, the bank employee will also be able to better negotiate with their business clients as well as other financial professionals.
The session will also include a review of “spreading” a financial statement using Moody’s Lending Cloud software in order to better analyze the key ratios. This section will also include the bankruptcy (Z-score) predictor and sustainable growth models. Note: Please have a calculator or laptop (with Excel) available for use in the webinar.
Two case analyses will be presented to illustrate the main concepts associated with key ratio analysis.
Workshop Topics:
- Utilize a “five-step” ratio analysis plan to calculate and interpret the key ratios
- Discuss “negotiating” with other financial professionals using the ratios
- Review the Z-score and sustainable growth models
- Case analyses: Applying the concepts!
Who Should Attend:
Commercial lenders, credit analysts, loan documentation specialists, relationship managers, branch managers, private bankers, business development officers.
About the Speaker:
David L. Osburn, MBA, CCRA
David is the founder and managing member of David L. Osburn & Associates LLC, a Las Vegas-based business training and contract CFO firm that provides seminar/keynote speeches for various groups including bankers. His extensive professional background encompasses over 24 years in banking, finance, and marketing. His bank commercial lending credentials include comprehensive loan underwriting, management, customer development, and loan work-out experience.
In addition, David is an Adjunct Professor for Regis University, an accredited MBA program, and the College of Southern Nevada, a community college. He has taught college courses for over 22 years, covering Finance, Accounting, Economics, Marketing, Banking, Business Law, and Management.
Registration Information:
The registration fee of $275/connection for each session includes one zoom meeting log-in and session materials. The zoom connection details and information will be shared one or two days prior to the live webinar.
Each online workshop session will be recorded and the recording will be shared with all registered attendees to use and access for up to 6 months following each live session.
Registration for the online workshop provides access for one connection for the individual who is registered. Additional attendees from the bank who also would like to attend and receive materials should register separately.
