Name: Overdraft Programs and Risks to Your Financial Institution
Start: 2025-05-13
End: 2025-05-13

Overdraft Programs and Risks to Your Financial Institution

Get a better understanding of the risks associated with overdraft programs
Learn the most common pitfalls and how to avoid them
Gain actionable best practices for your institution’s overdraft program
Understand UDAAP “traps” and which practices are most likely to be considered deceptive, unfair, or abusive
Find out how to avoid being cited by your regulator and Civil Money Penalties
Weigh the compliance and reputational risks associated with fee income against the revenue it may produce for your institution
Explore regulator input from the CFPB, NCUA, OCC, and FDIC
Examine recent enforcement actions related to overdraft programs and discuss where other institutions have gone wrong

This program is ideal for those working in strategic planning, compliance, risk, and vendor management.

Overdraft Programs and Risks to Your Financial Institution