2025 Call Report: Common Exam Issues
In our new political and regulatory climate, management items requiring attention or formal actions are still common. Reactions occur within the institution’s customer base or portfolio to prior or new economic turbulence.
Leading into 2025, each of the regulatory agencies either had already toughened their examination escalation procedures or was in the process of doing so. The examination and review of a financial institution often results in comments regarding the Call Report.
Lately, examiner scrutiny is focused on accurate regulatory reporting as it is impacted by loan classification, allowances, liquidity reporting, and other re-classifications that trickle down to the Call Report. Participants will gain practical tips on how to either avoid or address exam comments efficiently and document the institution’s prompt responses.
From Call Report beginner, to auditor, to seasoned reporter, any level attendee will benefit from best practice discussions.
