The Fair Credit Reporting Act (FCRA), like many consumer protection statutes represents a unique challenge for creditors and other data furnishers of consumer credit information. Although the language of the FCRA has not substantially changed over the years, the interpretation and enforcement of it have drastically changed in the last 10 years, and navigating through those changes can be daunting.
During this informative ninety (90) minute webinar the basics of proper credit reporting will be discussed along with a more in-depth conversation regarding specific pitfalls and challenges that creditors and other data furnishers encounter. You will learn how to navigate these challenges by ensuring that proper policies and procedures are in place to ensure compliance with current CFPB directives in addition to recent changes instituted as a result of the Covid-19 legislation.
- FCRA Definitions and Key Terms
- Reporting Requirements of the FCRA
- Types of credit reporting disputes
- Responding to disputes through e-Oscar and Metro 2
- Responding to Direct Consumer Disputes
- The Role of the CFPB in Credit Reporting
- Recent CFPB Rulings and Interpretations
- Recent FCRA case law
- Impacts of Covid-19 on credit reporting
- Compliance tips
Who Should Attend?
Anyone who is involved in day-to-day credit reporting along with decision makers tasked with ensuring rigorous policies and procedures is in place and being complied with.
Matthew D. Urban, is a shareholder who manages the Pittsburgh Local Law Office and oversees credit union work across Pennsylvania. In addition, he practices in the area of Consumer Collections, focusing on a wide variety of collection and compliance matters. Matt regularly speaks on issues such FCRA compliance and the proper handling of writs of executions. Matt earned a B.A. magna cum laude in History from West Virginia University in 2000, and a J.D. from Duquesne University School of Law in 2003. He is licensed in Pennsylvania and is admitted to practice before the U.S. District Court for the Western and Middle Districts of Pennsylvania. He serves on the Board of Directors for the Pennsylvania Creditors’ Bar Association.
- “Live” Web connection - $265
- 6-month “OnDemand” website link only - $295
- CD-ROM and e-materials only - $345
- Live plus OnDemand website link - $365
- Premier Package: Live, OnDemand link, and CD-ROM plus - $395