What You’ll Learn
Who Should Attend
The program is designed for loan officers, compliance officers, loan processors, clerks, and auditors.
The world of HMDA changed dramatically in 2018, first when final rules changing Regulation C required by the Dodd-Frank Wall Street Reform and Consumer Protection Act went into effect, and again when Congress passed the Economic Growth, Regulatory Relief and Consumer Protection Act (EGRRCPA). Now more than five years later, these changes continue to be cumbersome and challenging.
This webinar will help you gain clarification around HDMA rules, including determining if a structure is considered a dwelling, when a mixed-use property is reported as a dwelling, and how to report multifamily residential structures, such as manufactured home communities. We’ll also go in-depth on correct reporting for areas where a majority of violations occur, including failure to properly collect and report the HMDA data fields for “covered loans” as Regulation C requires, and selecting the wrong “loan purpose” field.
The program is designed for loan officers, compliance officers, loan processors, clerks, and auditors.
In this informative session, we will provide best practices for managing your unclaimed funds compliance program, including tips for dormant account due diligence. We will discuss procedures for communicating with your accountholders through multiple methods to avoid their frustration and reputational risk to your institution and provide the steps to take to ensure funds are properly escheated to your state. You will also receive tips for proactively educating your accountholders to avoid dormancy status.
In addition, you will be provided with helpful tools you can utilize to facilitate your dormant, unclaimed funds and escheatment process, including a sample policy and sample operational forms. Please note this session provide an overview of the law and general best practices for managing your institution’s dormant and escheatment processes. The material presented will not reflect any one particular state’s laws and requirements.
This informative session is designed for deposit operations staff, safe deposit box personnel, Compliance Officers, Internal Auditors, and anyone responsible for handling the dormant account and escheatment process.
PCI compliance is no joke. This session will describe the latest updates to the compliance standard, present solutions to common adherence challenges, and provide clear strategies for managing the risk and compliance needs related to credit card security. If some of the nuances might be new to you or need refreshing, consider this convenient opportunity to get the latest information.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
WEBINAR DETAILS
The PCI DSS (Payment Card Industry Data Security Standard) has been in place for over 15 years. In that time, the standard has had three major revisions, including the release of version 4 in the first quarter of 2022. Financial institutions find themselves functioning in multiple roles: card issuers, acquirers, merchants, and service providers. This session will address common misconceptions and challenges seen in financial institutions including:
WHO SHOULD ATTEND?
PCI compliance is a business issue, not solely an IT issue. This informative session is designed for people with responsibility and oversight in the following areas: risk management, internal audit, vendor management, card services, IT and cyber operations, and risk management and compliance.
Construction loans are in a category of their own. They are not like ordinary real estate lending. Creating successful construction loans requires an in-depth understanding of the unique complexities, including lien perfection, disbursement procedures, change orders, cost overruns, and more. Ensure your lending process is complete and compliant with this A-Z webinar.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
WEBINAR DETAILS
Real estate construction is perhaps the most complicated type of loan and certainly one of the riskiest. Construction lending requires knowledge of unique lending processes and the ability to manage them. It is a trap for the unwary who think construction lending is simply making a real estate loan. This webinar will explain the construction lending function from start to finish. It will address both consumer and commercial construction loans along with common challenges and errors. (It will not address the Real Estate Settlement Procedures Act.)
WHO SHOULD ATTEND?
This informative session is designed for staff involved in construction loans, including loan officers, loan operations personnel, compliance staff, attorneys, auditors, and managers.
The Community Reinvestment Act (CRA) was enacted to encourage banks to help “meet the credit needs of their local communities, including low- and moderate-income (LMI) neighborhoods, in a safe and sound manner.” Over the last several years the regulatory agencies have worked on revising the CRA to strengthen its original intent while modernizing it to reflect current banking practices. The final rules have finally been issued and now we know what changes to expect. Join us to learn more!
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
WEBINAR DETAILS
This session will dive into the rules and provide best practices for preparing your CRA program to meet current and upcoming regulatory expectations. It will compare and contrast what is expected now and what will be expected once the new rules go into effect, including the impact the new rules have on asset size determination for performance tests, standards under new and current tests, and activities to be considered for community development. No matter the size of your bank, this program will provide a comprehensive review of the applicable rules and provide best practices for updating policies, procedures, and practices. Join us for this jam-packed session!
WHO SHOULD ATTEND?
This informative session is designed for CRA officers, compliance officers, lending officers, and internal auditors.
Escrow accounts and flood insurance requirements are just two of the many aspects of real estate lending. Both present challenges when it comes to proper calculations, notifications, and what to do when things don’t go according to plan. Do you understand the escrow phases and what is required during each? Do all properties in a floodplain require flood insurance? This comprehensive program will dive into all the details.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
WEBINAR DETAILS
This webinar will cover escrow accounts (also known as impound accounts for taxes and insurance) and flood insurance requirements from beginning to end: from flood insurance determinations and deciding whether insurance is required to handling coverage lapses, from making the initial determination of the amounts needed for an escrow account to handling payments and annual calculations of surplus or deficiency, as well as initial and ongoing notice requirements. Did you know that not all properties in a designated flood hazard area require insurance? Are you aware of the requirements for escrow accounts when loans are paid off, transferred, or terminated? Whether new or a seasoned pro, this webinar has something for everyone.
WHO SHOULD ATTEND?
This informative session is directed to loan processors, loan officers, loan clerical staff, staff responsible for escrow or flood insurance calculation or maintenance, auditors, and compliance personnel. This webinar will also help you answer borrowers’ questions at closing.
Are you creating the first ERM program for your institution? Do you want to ensure your current program is complete, yet keep it simple? If you answered “yes” to either question, this webinar is for you! Risk management is at the heart of banking and every financial institution must have processes, policies, and procedures in place to assess and manage balance sheet risks.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
WEBINAR DETAILS
This webinar will reveal the fundamental pieces of the ERM puzzle, how they relate to each other, and how to integrate the ERM program into the strategic plan. This educational session will uncover the various components of a strong ERM program and how to put your program together using all the parts you already have. You will discover how to make the process fun and help your team become closer. They will learn to work together better with the common goal of protecting the organization’s assets while fulfilling your institution’s vision.
WHO SHOULD ATTEND?
This informative session is designed for chief risk officers, risk managers/leaders, chief credit officers, chief financial officers, compliance officers, internal auditors, and presidents/CEOs involved in the risk management process and their ERM program.
Whether your marketing promotions are digital, print, or televised, multiple regulations prescribe what can be said, the elements that should be included, and how they should be displayed. In this webinar, learn to craft a good marketing policy that helps you stay in compliance.
As banks continue to take the leap into digital marketing, many questions remain: What can we post? What disclosures must be provided? What should be considered if we would like to target our marketing campaign?
Find the answers to these questions and more, and get tools to help craft a marketing policy. The session will also review the compliance considerations for both lending and deposit products regardless of the medium used to advertise them, and attendees will receive deposit and loan advertising checklists.
Marketing Compliance in 2024: Reeling Them in Without Tripping Up has been approved for 2.5 CRCM credits. This statement is not an endorsement of this program or its sponsor. Credits are redeemable for Live attendance only. For questions on certificates, please email support@oncourselearning.com. Certification holders must report these credits at https://aba.csod.com.
What You’ll Learn
Who Should Attend?
This jam-packed session is designed for Marketing Officers, Compliance Officers, and anyone responsible for developing your institution’s marketing program.
Presenter Bio
Dawn Kincaid began her banking career while attending The Ohio State University. She has 19 years of experience in client service, operations, information technology, administrative and board relations, marketing, and compliance. Most recently Kincaid served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, conducted self-audits and risk assessments, and organized the implementation of new products and services. Kincaid has served in the roles of Compliance, BSA/AML, CRA, Privacy, and Security Officer. She has led training initiatives, prepared due diligence information, completed a variety of regulatory applications, coordinated internal and external audits, and exams, and presented for numerous state associations.
Registration Options
Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts $299
WEBINAR HIGHLIGHTS:
WEBINAR DETAILS
Your staff is required to have OFAC training. This program will explain what the OFAC program is all about. You’ll learn what a sanction is, how the various programs work, the different ways to check OFAC, and why. Don’t miss this comprehensive frontline OFAC program.
WHO SHOULD ATTEND?
This webinar will benefit tellers, new account representatives, call service representatives, branch managers, assistant branch managers, branch administration, deposit operations, BSA CIP personnel, trainers, and anyone who works with or manages the new account function.
TAKE-AWAY TOOLKIT
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only.
MEET THE PRESENTER – Deborah L. Crawford, Gettechnical Inc
Deborah Crawford is the President of Gettechnical Inc., a Florida-based firm specializing in the education of financial institutions across the nation. Her 30+ years of experience began at Hibernia National Bank in New Orleans. She graduated from Louisiana State University with both her bachelor’s and master’s degrees. Crawford specializes in the education of financial institution employees and officers in the areas of deposit account laws, new account documentation, insurance, complex compliance regulations, and IRAs.
REGISTRATION OPTIONS
Join us as we make a deep examination of the flood insurance regulations and interagency questions and answers. We will focus on problematic issues and questions with recommendations for compliant programs.
Compliance with the flood insurance regulations should be easy — determine where the property is, and, if it’s in a flood zone, require insurance. Simple, right? Why then are there so many violations and penalties? The answer, of course, is that this seemingly simple issue has many complexities. The rules have been around since 1996, yet examiners continue to cite numerous violations and fines. Flood is always one of the regulators’ principal areas of concern. We’ve also had many changes in the law over the years. And now, finally, we have updated interagency questions and answers that clarify many points regarding the changes.
There are many significant issues out there. In this webinar, we’ll concentrate on them, including monitoring, contents coverage, private policies, amount of coverage, force placement, and the ever-present condo problem, by talking through sample scenarios and explaining best practices in keeping your portfolio covered.
What You’ll Learn
Flood Insurance: Compliance Issues and Hot Spots has been approved for 2.5 CRCM credits. This statement is not an endorsement of this program or its sponsor. Credits are redeemable for Live attendance only. For questions on certificates, please email support@oncourselearning.com. Certification holders must report these credits at https://aba.csod.com.
Who Should Attend
This interactive session will give an in-depth understanding of these rules and is imperative for anyone performing duties in real estate lending areas of the financial institution, including loan officers, supervisors, auditors, closing agents, compliance officers, trainers, and others working in these types of positions.
Presenter
Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Senior Advisor for Treliant, LLC in Washington, D.C. Through his more than 30-year working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country. He has written extensively regarding consumer and commercial compliance, tax, audit, and financial institution legal issues, and is a frequent contributor to and currently serves as the Chair of the Editorial Advisory Board for the ABA Bank Compliance magazine. He has spoken at scores of banking, compliance, and state bar associations, and has conducted training sessions for financial institutions across the country.
Registration Options
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