Teller Excellence Series: Check Components, Legal Issues & Endorsements
In today’s check environment, a “simple” endorsement can carry serious risk. This comprehensive session will provide tellers with a clear, practical roadmap to the rules, requirements, and red flags of endorsements so they know when to proceed — and when to say no. Participants will learn the many ways improper endorsements can expose the institution and how to handle exceptions with confidence.
KEY WEBINAR TAKEAWAYS
- Stop payments, stale dated checks, and lost cashier’s checks
- Endorsements for all types of ownership
- Who takes the loss on forged endorsements, alterations, and fraudulent items
- Detecting altered or counterfeit checks
- What happens with checks at death of the account owner
BONUS MATERIALS
- Teller handbook
- Brand new Operating Circular #3 (January 2026)
WEBINAR DETAILS
Join this in-depth session for a look at the rules and red flags of endorsements, including specifics such as proper placement, who has the right to endorse, what happens if a check is not endorsed properly, why not to put business checks into personal accounts, why not to give less cash on business accounts, and when not to accept a check at all due to missing or problem endorsements. We’ll also explore several “tricky” issues, such as deceased accountholders, business and minor accounts, income tax check endorsements, trustee endorsements, and endorsements by powers of attorney.
