Can you believe it? We are close to celebrating ten years of the Truth in Lending Act (TILA) – Real Estate Settlement Procedures Act (RESPA) Integrated Disclosures (TRID)!
This event will include breakout rooms where you will get the opportunity to collaborate with peers, as well as our industry expert, Lauren Sparks. Limited spots available!
Join us for this special workshop for community institutions to explore the requirements of the TRID process. And with ten years of history, we’ll have plenty to talk about and work on together!
Included Webinars
TRID Workshop for Community Banks – Part 1
TRID Workshop for Community Banks – Part 2
Series Details
TRID Workshop for Community Banks – Part 1
We will begin with the basic regulatory requirements and emphasize the areas where your policy or product decisions dictate how you will be compliant for certain fields. We will share common errors, audit exceptions, and exam findings to highlight potential gaps in your process. Finally, we will break into groups to explore common questions and the operationalizing of compliance at your institution, including tips on developing internal controls to assist you.
Truth in Lending Act and Real Estate Settlement Procedures Act overview specific to TRID
Application coverage
Loan Estimate timing and delivery requirements
Review of the Loan Estimate block by block
Changed Circumstance process and Intent to Proceed
Common errors, audit exceptions, and exam findings for the Loan Estimate
Internal controls to support the TRID Loan Estimate process
Practical methods to track TRID application activity and Loan Estimate issuance
Common questions workshop where we will work through scenarios and discuss ideas/tips/tool
TRID Workshop for Community Banks – Part 2
We will begin with a short recap of the Loan Estimate factors that impact the Closing Disclosure. We will share common errors, audit exceptions, and exam findings to highlight potential gaps in your Closing Disclosure process. Finally, we will break into groups to explore common questions and the operationalizing of compliance at your institution, including developing internal control tips to assist you.
Recap of Loan Estimate factors feeding into the Closing Disclosure
Intent to Proceed
Handling Changed Circumstances: the reality of a mortgage loan
Review of the Closing Disclosure block by block
Common errors, audit exceptions, and exam findings for the Closing Disclosure
Internal controls to support an accurate TRID Closing Disclosure process
Post Closing control processes
Common questions workshop where we will work through scenarios and discuss ideas/tips/tools
What You’ll Learn
Part 1: Application through Intent to Proceed steps that occur at your institution
Part 2: Changed Circumstance through Closing Disclosure processes
Who Should Attend
This workshop is ideal for anyone with hands-on responsibilities for issuing, addressing with customers, reviewing, or auditing the TRID process, including loan officers, loan processors responsible for TRID documentation, compliance officers, and auditors.
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