Deposit Regulation Study: Dive Into 10 Regulations – 4 Part Series
This session will work through an extensive manual on the deposit side of the business. It will complete training requirements on many of these regulations so you can document to regulators that your staff had the regulatory training required for 2024. This is a study so we will take quizzes and review them in each program.
Learn at your desk with your peers! Spend time with Deb Crawford and become the deposit regulation expert at your financial institution. Each section will be two hours of training.
You will receive: a Deposit Regulation Handbook, quizzes, and a certificate.
Deposit Regulation Study Part 1 – Regulation D and CC
This webinar will cover Regulation D, products that are transaction and non-transaction accounts. You will learn the big picture of Regulation CC with an emphasis on holds, mobile deposits and substitute checks.
Purpose of the regulations
Who they apply to
Definitions
Transaction Accounts
Non-transaction Accounts
NOW account rules
Time Deposits rules
Funds availability disclosures
Holds
New numbers and rules
Problems on holds
Deposit Regulation Study Part 2 – Regulation E
This big regulation which includes unauthorized transactions, overdrafts, foreign remittances is a huge risk to the financial institution. Learn the basics of the regulation and some of the hot spots for examiners.
Purpose of Regulation E
Who it applies to?
Definitions
Stop Payments
Unauthorized electronic transactions
Disclosures
Overdrafts for one time debit card and ATM transactions
Foreign remittances
FAQs
Deposit Regulation Study Part 3 – Regulation DD and UDAAP
This webinar will cover unfair and deceptive practices. You will learn about products, interest, disclosures for consumers and how Truth in Savings/Regulation DD was the first attempt at product fairness.
Purpose of the regulations
Who they apply to
Definitions
Disclosures
Key issues today for examiners on fairness and deception
How deposit interest is calculated and paid
Who gets TISA disclosures and what has to be in them
What to do if there are changes to products
Deposit Regulation Study Part 4 – Regulation P, Identity Theft (FACT Act), Regulation GG, BSA and OFAC
This webinar will cover Regulation D, products that are transaction and non-transaction accounts. You will learn the big picture of Regulation CC with an emphasis on holds, mobile deposits and substitute checks.
Purpose of the regulations
Key definitions
What is identity theft and what is our role in preventing it?
What is our role in preventing these crimes and protecting our customer’s privacy
Understand the key components of BSA and OFAC
What are the exceptions to privacy?
When does Regulation GG apply and how do we document compliance
What You’ll Learn
Each webinar in the series will cover specific topics relative to the subject matter.
Who Should Attend
Compliance, Deposit Operations, BSA, Branch Staff, Customer Service Representatives, Management, and Training personnel will all benefit from this session.
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