HELOC Compliance Deep Dive: Disclosure, Docs, and More
Home Equity Lines of Credit (HELOCs) are a valuable lending solution for customers, but they also come with unique compliance responsibilities that require careful attention.
This in-depth session explores the key regulatory requirements impacting HELOC products, from required disclosures and periodic statements to rescission requirements, line reductions, and account management practices. Participants will gain practical guidance for ensuring their institution is effectively managing HELOC compliance while addressing fair lending considerations and risks associated with changing property values.
Designed for professionals involved in developing, servicing, reviewing, or auditing HELOC products, this program provides actionable tools, checklists, and examples to help evaluate and strengthen compliance processes.
Attendees will learn how to verify disclosure accuracy, understand requirements for suspending or reducing available credit, and navigate customer communication expectations. With practical resources, sample notices, and a detailed reference manual included, this session delivers the knowledge and tools needed to confidently manage HELOC compliance from origination through servicing.
