State of HMDA in 2022

We’re now a couple years into the “new age” of HMDA – increased coverage requirements, data collection and submission, as well as risk. How are you doing with all this? The new final rules regarding reporting thresholds and the data elements have been finalized, but still more is to come. But for 2021’s submission season, it’s the same as 2020. In this webinar we’ll review all the pain points of HMDA, including for action taken and various of the data points. We’ll also address a number of questions: What will examiners be looking at it? What are the fair lending issues and risks you need to be aware of after submission? We’ll discuss the current state of HMDA so close to submission in this session and get some of your questions answered.

Covered Topics

  • The CFPB’s final rules around thresholds and data elements
  • Private vs. public data
  • Details of the coverage rules – who collects and submits information, and when
  • What types of loans are reportable
  • The dwelling-secured loan standard – what does this impact?
  • Effects in the commercial loan area
  • How to handle HELOCs
  • LAR fields – many additional data requirements
  • Categories of reporting, including information on the property, loan type, and loan features; plus identification information
  • Reporting GMI
  • Changes to the submission process
  • Quarterly reporting for some institutions
  • How the public obtains HMDA information changes
  • Practical and compliance implications

Who Should Attend?
Loan officers, managers, and processors, compliance and fair lending officers, auditors, counsel, and anyone else with HMDA-related responsibilities, including data collection, reporting, analysis, and disclosure.

Presenter
Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Managing Director for Treliant LLC in Washington, DC. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country. He has written extensively regarding consumer and commercial compliance, tax, audit, and financial institution legal issues, and is a frequent contributor to and currently serves on the Editorial Advisory Board for the ABA Bank Compliance magazine. He has spoken at scores of banking, compliance, and state bar associations, and has conducted training sessions for financial institutions across the country.

Registration Options

  • Live Plus Five (days) – $265
  • OnDemand Recording – $295
  • CD-ROM – $345
  • Live Plus Six (months) – $365
  • Premier Package – $395

Date

Jan 25 2022
Expired!

Time

10:00 am - 12:00 pm

Cost

$265.00

More Info

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