Electronic Payments 101: A Guide to Electronic Payment Channels and Processing
This session delivers a comprehensive foundation in U.S. electronic payments. We’ll explore the main channels – ACH, cards, wires, remote check deposits, RTP®, FedNow®, and stablecoins – highlighting how they work, where they fit, and who uses them. Attendees will gain a clear understanding of the key differences between banks and credit unions, the role of regulators and rule makers, and the major compliance requirements for each system (including Nacha, Reg E, Reg CC, UCC 4A, and Fed/Operating rules). Designed for both newcomers and professionals looking to refresh their knowledge, this webinar builds the big-picture framework you need to understand today’s rapidly evolving payments ecosystem. Join the Payments Professor for this 90-minute introductory session that provides a practical, high-level overview of every major U.S. payment channel and how banks and credit unions participate in them.