Events

Learn all about the 2023 Call Report revisions before you begin preparing the next report. Join this webinar to explore the impacts of CECL, TDRs, technical clarifications, and more. Ensure you are up to date with the changes to reporting forms and instructions — and know how to avoid common errors.

After This Webinar You’ll Be Able To:

  • Assess the impact of proposed Call Report revisions for the 2023 reporting year
  • Determine how the current expected credit loss (CECL) model impacts reporting loans, securities, and other Call Report items
  • Evaluate how the reporting of troubled debt restructured (TDR) loans in the Call Report will change as banks adopt ASU 2022-02 concerning loan modifications
  • Be on top of technical clarifications made to the Call Report instructions in 2022
  • Understand commonly misreported Call Report items, including loan and regulatory capital items

Webinar Details
Given the ever-changing accounting and regulatory landscape, it is imperative that Call Report preparers and reviewers keep up with changes to the reporting forms and instructions. The agencies continue to issue proposed and finalized changes that will impact all filers of the Call Report in 2023 and beyond. This session will highlight Call Report changes effective in 2023, in particular the new and revised items impacted by the adoption of the CECL model. In addition, the changes to reporting troubled debt restructured loans will be addressed. Join us to learn the recent Call Report changes and items that are still commonly being misreported, including an institution’s regulatory capital.

Who Should Attend?
This informative session is designed for all Call Report preparers and reviewers, including CFOs, controllers, and others responsible for ensuring the accuracy of their institution’s quarterly Call Report.

Take-Away Toolkit

  • PDF booklet of relevant accounting and regulatory guidance
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only.

Presenter
Michael Gordon, CPA – Mauldin & Jenkins, LLC
Michael Gordon
is a CPA and partner in the Atlanta office of Mauldin & Jenkins, LLC. He received his bachelor’s in European History and Economics in 2003 from Vanderbilt University and received his MBA with a concentration in Accounting in 2005 from the Georgia Institute of Technology Scheller College of Business. Since joining Mauldin & Jenkins in 2005, he has focused on financial institution audits and employee benefit plans. Gordon also has experience with HUD and governmental entity audits. He is a member of the American Institute of Certified Public Accountants and the Georgia Society of Certified Public Accountants.

Registration Options

  • $245 – Live Webinar Access
  • $245 – OnDemand Access + Digital Download
  • $350 – Both Live & On-Demand Access + Digital Download

In 2002, the EGTRRA changed the non-spouse beneficiary payout from a 5-year payout option to a single life expectancy option. After 17 years, the IRS realized it’s taking them a lot longer to collect revenue from those beneficiaries.

In December 2019, the SECURE Act was signed into law which said that effective for owners who die in 2020 and later, most non-spouse beneficiaries have to have their Inherited IRA closed in 10 years – with optional distributions the first 9 years. Oops! The IRS intention was not to do without this revenue the first 9 years.

In February 2022, the “Proposed Regulations” were released — supposedly to take effect for 2022 death RMDs — to reverse that and have the beneficiary distribution rules similar to a hybrid between the pre-SECURE Act and post-SECURE Act. Following me so far? Then because there were a lot of negative comments about the rule change, the IRS said, “Never mind. We’ll worry about this next year.”  This is an invaluable 90 minute webinar you must attend to find out what the beneficiary options are before the end of this year and moving forward. There will be plenty of time for Q&As at the end of the class.

What You’ll Learn

  • What are the 3 categories of beneficiaries created by the SECURE Act to determine payout options?
  • Do beneficiaries of owners who died beginning in 2020 have to start distributions or not?
  • What choices do beneficiaries have if they took a distribution this year and now find out they may not have to?
  • What happens to the 2021 and 2022 RMD death distributions if this takes effect in 2023?
  • When does the 10-year payout start for beneficiaries in existing single life payout?
  • What options do “successor beneficiaries” have?
  • And what about the Multi-Beneficiary Trusts — Type I and Type II? Qualified vs. Non-Qualified? See-through or not?

Who Should Attend
All employees who are responsible for answering client questions about IRAs and the death of IRA owners including CSRs, Operations, Call Center, Trust and Investment personnel who need a clear understanding of the most recent changes.

Presenter

Patrice M. Konarik is president of Sunwest Training Corp. founded over 25 years ago and is located in the Texas Hill Country near San Antonio, Texas. With over 35 years in the financial industry, Konarik has focused her expertise on the retirement account area and is currently providing live training and Webinars on IRAs and Health Savings Accounts on a nationwide basis. She has a BS in Management Science from New York’s Binghamton University. Many state banking associations and other organizations use her as their main source for training on these complicated topics.

Registration Options

Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts $279

  • Available Upgrades:
    • 12 Months OnDemand Playback + $110
    • 12 Months OnDemand Playback + CD + $140
    • Additional Live Access + $75 per person

It’s not just about making deposits from afar — although that is a great accountholder benefit. Managing your mobile remote deposit capture (RDC) program is multifaceted. Do you know the risks involved? How are those risks woven into your institution’s existing risk assessment program? What about the compliance requirements? Is it time to take another look?

After This Webinar You’ll Be Able To:

  • Plan an appropriate remote deposit capture (RDC) risk assessment approach
  • Identify potential risks within your RDC program
  • Assign internal controls to mitigate your RDC risks
  • Assess next steps to improve your RDC policy
  • Review and update your RDC program procedures

Webinar Details

Remote deposit capture allows end users to make deposits safely without entering the branch. An effective RDC program starts with an RDC risk assessment. Prior to implementing RDC, senior management should identify and assess the associated legal, compliance, reputational, and operational risks. They should ensure that RDC is compatible with the institution’s business strategies, understand the return on investment, and weigh management’s ability to manage RDC’s inherent risks. Management’s evaluations of RDC systems, including products and services, should be incorporated into existing risk-assessment processes.

Who Should Attend?
This informative webinar will benefit senior management, operations staff, RDC decision-makers, and everyone involved in the RDC process.

Take-Away Toolkit

  • RDC consumer assessment form
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only.

Presenter

Kimberly Ellis, AAP, APRP – UMACHA
Kimberly Ellis is the Director of Education Services for UMACHA where she provides training and support for financial institutions in the areas of payments & risk management. She graduated from Western Illinois University with a Bachelor of Arts degree in Economics. She holds the Accredited ACH Professional (AAP), and Accredited Payments Risk Professional (APRP). She spent 17 years working in community banks in Southeast Iowa before joining UMACHA in 2020. She has experience working with deposit operations & compliance, risk management, and support for corporate ACH originators.

Registration Options

  • $245 – Live Webinar Access
  • $245 – OnDemand Access + Digital Download
  • $350 – Both Live & On-Demand Access + Digital Download

FedNow is nearly here! This new payment channel will require proper planning and risk assessment. Join us to learn and prepare for working with the FedNow service while also managing risk and product compliance.

After This Webinar You’ll Be Able To:

  • Identify whether an audit or risk assessment is required for the FedNow service and how to comply
  • Describe the potential fraud associated with faster payments
  • Understand the unique risks of faster payments
  • Take advantage of the fraud controls offered by the Federal Reserve for the FedNow service
  • Establish a foundational understanding of the FedNow rules and regulations

Webinar Details

As we approach the release of the FedNow service in 2023 — the first new payment channel from the Federal Reserve in 40 years — it is important to properly prepare. FedNow instant payments will be different from payment channels of the past. It is critical for financial institutions to understand the risks, controls, rules, and regulations surrounding this new service. Join the Payments Professor, Kevin Olsen, to learn about the risks and fraud that could be involved with FedNow, now!

Who Should Attend?
This session is best suited for directors, managers, compliance officers, and operations personnel.

Take-Away Toolkit

  • Links to FedNow service resources for fraud controls and the FedLine Security & Resiliency Assurance Program
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only.

Presenter

Kevin Olsen, AAP, NCP, APRP, CHPC – VSoft Corporation
For most of the past two decades Kevin Olsen has been managing the development and delivery of education services, including in-person, web conferences, and webcasts. Olsen creates programs, presentations, and articles designed to orient and educate financial professionals on electronic payment topics. As the “Payments Professor,” he brings enthusiasm and motivation to presentations. He views the world as a classroom, which is exemplified in the “edutainment” ed-u-tain-mint (noun: when education is motivating, informative, and fun) style of training he uses to educate and inform all on the latest developments and trends in the fascinating world of electronic payments

Registration Options

  • $245 – Live Webinar Access
  • $245 – OnDemand Access + Digital Download
  • $350 – Both Live & On-Demand Access + Digital Download

This invaluable session will explain the types of reports to include in board packages and how to recognize “red flags” in board reports. It will address how the reports should be used to ensure directors are receiving the necessary details to stay informed of issues impacting your institution and make effective, risk-based decisions.

After This Webinar You’ll Be Able To:

  • Understand directors’ responsibilities and examiners’ expectations of them
  • Track that corporate documents, policies, and reports are appropriately reviewed by the board
  • Review compliance exception reports
  • Define BSA responsibilities for the board, including policy and risk assessment approval, training requirements, and review of audit/exam findings
  • Explain key information from lending reports, including tracking concentrations, stress testing, and LTV standards

Webinar Details
Ultimate responsibility for your institution’s risk-management program lies with your board of directors. Examiners will evaluate the overall effectiveness of management and the board by analyzing:

  • Board and senior management oversight
  • Policies, procedures, and limits
  • Risk monitoring and management information systems
  • Internal controls

To facilitate this review, examiners will look at reports and minutes from board and subcommittee meetings to confirm whether management is effectively communicating with the board and that the board has appropriate oversight over risk management, compliance, operations, and financials. Therefore, receiving clear, concise, complete information is critical to a board’s decision-making.

Who Should Attend?
This informative session is designed for directors, compliance officers, risk managers, senior management, board secretaries, and auditors.

Take-Away Toolkit

  • Sample risk assessments
  • Sample policy review schedule
  • Sample board reports
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your agency is prohibited. Print materials may be copied for eligible participants only.

Presenter

Dawn Kincaid, Brode Consulting Services Inc
Dawn Kincaid began her banking career while attending The Ohio State University. She has over 20 years’ experience in client service, operations, information technology, administrative and board relations, marketing, and compliance.  Most recently Kincaid served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, conducted self-audits and risk assessments, and organized implementation of new products and services. Kincaid has served in the roles of Compliance, BSA/AML, CRA, Privacy, and Security Officer. She has led training initiatives, prepared due diligence information, completed a variety of regulatory applications, coordinated internal and external audits and exams, and presented for numerous state associations.

Registration Options

  • $245 – Live Webinar Access
  • $245 – OnDemand Access + Digital Download
  • $350 – Both Live & On-Demand Access + Digital Download

Rules and regulations specific to lending tend to change on a pretty regular basis, and 2022 was no exception. Join Regulatory Compliance Counsel Michael Christians for this 90-minute session that will focus both on changes that occurred in 2022 as well as changes scheduled to occur in 2023.

What You’ll Learn

  • Changes to the General Definition of a Qualified Mortgage
  • Changes to the Home Mortgage Disclosure Act
  • The Transition Away from the LIBOR Index
  • Revised Regulation Z Thresholds for 2023
  • The Supplemental Customer Information Form
  • And much more!

Who Should Attend
Anyone involved in the lending process would benefit from the information covered during this session, including loan officers, loan processors, and lending department management. In addition, compliance professionals and internal audit staff are also encouraged to attend.

Instructor Bio
As principal of Michael Christians Consulting, LLC, Michael Christians assists financial institutions and organizations across the country with ensuring their compliance programs conform to Federal laws and regulations. He provides counsel relative to current rules, assists with the strategic implementation of upcoming regulatory changes and offers customized education and training services. Michael has more than two decades of experience in the financial services industry with a primary focus on consumer compliance. He obtained his Juris Doctorate from Drake University Law School. He is a member of the Iowa State Bar where he is licensed to practice law.

Registration Options

Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts $279

  • Available Upgrades:
    • 12 Months OnDemand Playback + $110
    • 12 Months OnDemand Playback + Digital Download + $140
    • 12 Months OnDemand Playback + CD + $140
    • Additional Live Access + $75 per person

Whether you are a compliance officer rookie or a seasoned veteran, we all are looking for ways to research compliance questions more effectively. Many hours can quickly disappear as compliance questions are researched so it is critical to know where to focus your time. Join us as we discuss how to utilize the electronic resources available at your fingertips!

The agencies have provided many tools to aid in understanding and complying with consumer compliance regulations. While these tools exist, it is critical that your toolbox includes the knowledge of their existence and where to go to find the tools to assist in answering the many questions that seem to arise at the most inconvenient time. This session will discuss many electronic resources to utilize in the search for the accurate answer to that compliance question that has you stumped!

What You’ll Learn

  • Helpful compliance websites to utilize for answering questions
  • How to use the features of the CFPB’s Interactive Bureau Regulations tool
  • Understanding the Small Entity Compliance Guide
  • Utilizing the existing CFPB FAQs
  • The importance of searching regulatory agency publications
  • Explore Microsoft Word’s compare feature to quickly identify updates and changes to previously released regulatory guidance

Who Should Attend
Anyone in the institution that is responsible for researching compliance related questions, including compliance officers and internal auditors.

Instructor Bio
Molly Stull began her banking career on the teller line while working on her undergraduate degree and has continued working in the financial industry ever since. Some of her experience includes roles in operations, business resumption planning, consumer compliance, and conducting audits. Her favorite role is ensuring that her audience, whether on the sports field or in the financial industry, understands the “why” behind the rule. Her wealth of financial knowledge and her numerous years of experience enable her to relate the material to the audience.

Registration Options

Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts $279

  • Available Upgrades:
    • 12 Months OnDemand Playback + $110
    • 12 Months OnDemand Playback + Digital Download + $140
    • 12 Months OnDemand Playback + CD + $140
    • Additional Live Access + $75 per person

AML/BSA compliance is always near or at the top of any compliance professional’s list of topics to monitor. The Anti-Money Laundering Act of 2020 made several substantial changes to the BSA statute, and it’s now up to FinCEN and the prudential regulators to put them into practice by amending the regulation and exam procedures. Most critical is a change to the beneficial owner rules that took effect in 2018; eventually (key word there) these requirements will be shifted onto businesses to be maintained in a government database. We seen the first few new regulations from FinCEN to put these requirements into effect. How should financial institutions deal with that now though? As well, we’ll see changes in SAR procedures and the inclusion of federal AML priorities into individual institutions’ BSA policies.

There is a lot going on — in this webinar, we’ll cover the new requirements, talk about what’s coming and when, and provide recommendations on how to deal with critical BSA/AML issues right now.

What You’ll Learn

  • The AML Act of 2020 — what’s in it, what it means, including changes to the Beneficial Owner rules
  • New regulations from FinCEN
  • Additional coming regulatory changes
  • Current examiner expectations
  • Hot spots and developing areas of concern
  • Enforcement trends and actions – what we can learn
  • AML threats in digital activities and cyber
  • Cannabis banking and AML expectations
  • Weaknesses in CDD programs

Who Should Attend
The program is designed for BSA Officers, Compliance Officers, Auditors, and those responsible for either overseeing BSA in general or those within the lending business units with BSA responsibilities.

Instructor Bio
Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Managing Director for Treliant Risk Advisors in Washington, D.C. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country. He has written extensively regarding consumer and commercial compliance, tax, audit, and financial institution legal issues, and is a frequent contributor to and currently serves on the Editorial Advisory Board for the ABA Bank Compliance magazine. He has spoken at scores of banking, compliance, and state bar associations, and has conducted training sessions for financial institutions across the country.

Registration Options

Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts $279

  • Available Upgrades:
    • 12 Months OnDemand Playback + $110
    • 12 Months OnDemand Playback + CD + $140
    • Additional Live Access + $75 per person

This 4-part series will be held November 18, December 9 & 19, 2022, and January 10, 2023.

During this four-part study we will work directly from the FFIEC BSA Exam Manual. You will receive an electronic copy of the manual.

Learn at your desk with your peers!  Spend time with Deb Crawford this year and become the BSA/AML Exam manual expert at your financial institution.  Each section will be two hours of training. Each webinar in the series will cover specific topics relative to the subject matter.

Included Webinars

FFIEC BSA/AML Exam Manual Part 1: History, Risk Assessments, Training, and More!
FFIEC BSA/AML Exam Manual Part 2: CIP, CDD, and High-Risk Customers
FFIEC BSA/AML Exam Manual Part 3: SARs and CTRs
FFIEC BSA/AML Exam Manual Part 4: Monetary Instrument Records, Funds Transfers, and More!

Series Details

FFIEC BSA/AML Exam Manual Part 1: History, Risk Assessments, Training, and More!
November 18, 2022, 10:00 am CST
During this webinar, we will focus on the first section of the exam manual.

What You’ll Learn

  • Risk Assessments
  • Compliance Program
  • Internal controls
  • BSA Officer
  • Training

FFIEC BSA/AML Exam Manual Part 2: CIP, CDD, and High-Risk Customers
December 9, 2022, 10:00 am CST
During this part of the study, we will cover line by line these sections of the FFIEC BSA/AML Exam Manual.

What You’ll Learn

  • Assessing Compliance
  • Customer Identification Program
  • Information
  • Document Verification
  • Nondocument Verification
  • Resolving Discrepancies
  • Recordkeeping
  • Reliance on Third parties and Other Financial Institutions
  • Customer Due Diligence
  • Risk rating customers
  • Beneficial Ownership
  • Enhanced Due Diligence
  • MSBs
  • MRBs
  • PEPs
  • NRAs
  • Cash Businesses
  • Third Party Payment Processors

FFIEC BSA/AML Exam Manual Part 3: SARs and CTRs
December 19, 2022, 1:30 pm CST
During our study on the reports, we will cover everything in the exam manual related to CTRs and SARs.

What You’ll Learn

  • Suspicious Activity Reporting
  • Alerts
  • Monitoring
  • Model Validation
  • Working with law enforcement
  • Making the decision to file
  • CTRs
  • CTR exemptions
  • Aggregations for CTR purposes

FFIEC BSA/AML Exam Manual Part 4: Monetary Instrument Records, Funds Transfers, and More!
January 10, 2023, 1:30 pm CST
We will cover the recordkeeping requirements and how we work with law enforcement.

What You’ll Learn

  • Monetary Instruments Recordkeeping Requirements
  • Funds Transfer Recordkeeping
  • 314 a Process and examination
  • 314 b Sharing information with another financial institution
  • Line-by-line look at the exam manual and what will be examined
  • Studying this section to keep you in compliance with these four big sections
  • Special Measure
  • OFAC Examination Procedures

Who Should Attend
BSA Officers, Staff, Compliance, Audit and Management.

Presenter Bio

Deborah Crawford is the president of Gettechnical Inc., a Florida based training company. She specializes in the deposit side of the financial institution and is an instructor on IRAs, BSA, Deposit Regulations and opening account procedures. She was formerly with Hibernia National Bank (now Capital One) and has bachelor’s and master’s degrees from Louisiana State University. She has 35+ years of combined teaching and banking experience.

Registration Options

Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts $1049

  • Available Upgrades:
    • 12 Months OnDemand Playback + $340
    • 12 Months OnDemand Playback + CD + $460
    • Additional Live Access + $275 per person

This is part 1 of a 4-part series that will be held November 18, December 9 & 19, 2022, and January 10, 2023.

During this webinar we will focus on the first section of the exam manual. The study will encompass the risk assessment, compliance program, internal controls, audit, BSA Officer, and training.

What You’ll Learn

  • Risk Assessments
  • Compliance Program
  • Internal controls
  • BSA Officer
  • Training

Who Should Attend
BSA Officers, Staff, Compliance, Audit and Management.

Presenter Bio

Deborah Crawford is the president of Gettechnical Inc., a Florida based training company. She specializes in the deposit side of the financial institution and is an instructor on IRAs, BSA, Deposit Regulations and opening account procedures. She was formerly with Hibernia National Bank (now Capital One) and has bachelor’s and master’s degrees from Louisiana State University. She has 35+ years of combined teaching and banking experience.

Registration Options

Live Access, 30 Days OnDemand Playback, Presenter Materials and Handouts $279

  • Available Upgrades:
    • 12 Months OnDemand Playback + $110
    • 12 Months OnDemand Playback + Digital Download +$140
    • 12 Months OnDemand Playback + CD + $140
    • Additional Live Access + $75 per person